3010 NW 12th St # D, Delray Beach FL 33445, DELRAY BEACH, FL, 33445
Active164 days on marketListed Mar 6, 2026MLS #A11975827
About this home
3010 NW 12th St # D, Delray Beach FL 33445
The 55+ lifestyle you've been looking for, offering comfort, space & an incredible lifestyle inside a beautiful waterfront villa in gated Rainberry Bay. This 2-bed/2-bath home is 1 of the largest villas in the neighborhood, with an inviting open floor plan, vaulted ceilings, expansive windows & bright living spaces. The layout flows effortlessly between the living room, kitchen, dining & family room, creating the perfect setting for relaxing or entertaining. Natural light pours in through the expansive windows, while peaceful water views add a sense of tranquility. Major updates include A/C (2021), water heater (2026) & brand-new roof coming soon—fully paid for. Beyond the home itself, the community offers a vibrant resort-style lifestyle that truly sets it apart. Residents enjoy 5 pools, 12 tennis courts, pickleball tournaments, fitness center, basketball courts, scenic paths & beautiful lakes. The clubhouse hosts social events & features a theater & stage for concerts, plays & shows, along with an arts & crafts studio, card rooms, table tennis, billiards, bocce ball, sauna, locker rooms & multipurpose gathering spaces. From aqua yoga & painting workshops to cycling clubs & social groups, there’s always something happening. Located minutes from I-95, the restaurants & nightlife of Atlantic Avenue & Delray’s beautiful beaches, this home offers the perfect balance of serenity, activity & convenience. Home will be sold "As Is". Cats are present in the home.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,631
Sqft
1982
Year built
$196
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,136 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,136/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Delray Beach actives
$196 vs $241
Days on market
164 vs 61 typical
Where $196/sqft sits among the 400 Delray Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Rainberry Bay
Get to know Delray Beach. See the full Delray Beach guide →
Rainberry Bay — neighborhood snapshot
Population
1,699
Median age
59
Median income
$83,557
Median home value
$339,106
Avg household
2
Households w/ children
126
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Delray Beach market
$584K → $433K
Delray Beach median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
40 of 400
Delray Beach actives have cut their price
Median sold price, Delray Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% above the DELRAY BEACH 33445 median. See the full Delray Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3010 NW 12th St # D
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$320,000
1425 NW 28th Avenue, Delray Beach FL 33445 · same community
2 bd · 2 ba · 1,556 sqft · $206/sqft · 29 DOM
Sold · Apr ’26$244,000
1305 NW 29th Avenue # D, Delray Beach FL 33445 · same community
2 bd · 2 ba · 1,499 sqft · $163/sqft · 9 DOM
Sold · Sep ’25$450,000
2430 NW 14th Street, Delray Beach FL 33445 · same community
2 bd · 2 ba · 1,870 sqft · $241/sqft · 140 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leliana Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3010 NW 12th St # D — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3010 NW 12th St # D — before you fall in love.
See it in person
Schedule a tour
Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3010 NW 12th St # D FAQs
What would the monthly payment be for 3010 NW 12th St # D, Delray Beach FL 33445?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,136/mo — principal and interest, the actual property-tax bill, the $613/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3010 NW 12th St # D, Delray Beach FL 33445?+
The association fee works out to $613 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3010 NW 12th St # D, Delray Beach FL 33445?+
The most recent tax bill on record (2025) was $4,126. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3010 NW 12th St # D, Delray Beach FL 33445?+
The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Delray Beach?+
At $319,000, this home is listed about 18% above the Delray Beach median of $269,999. The market section on this page shows how the area is trending.
Which schools are assigned to 3010 NW 12th St # D, Delray Beach FL 33445?+
Atlantic High School (high), Carver Middle School (middle), Crosspointe Elementary School (elementary), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$319,000 runs 60% above the DELRAY BEACH 33445 median — but at 1,631 sqft it's also 39% larger than the typical Delray Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $613/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
164 days on market against a Delray Beach median of 61 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $323,900, now $319,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Redfin Corporation · Rebecca Arens. MLS #A11975827.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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