, MIAMI, FL, 33181
Active139 days on marketListed Mar 2, 2026MLS #A11975870
About this home
Remodeled 2-bedroom, 1-bath unit in in a gated community at North Miami. Features an open kitchen with modern finishes and two parking spaces. Storage included it. Community offers laundry room , pool and BBQ area. Easy to show and ready to move-in.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
2
Garage
1957
Year built
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$179 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$179/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Arch Creek Estates
Get to know Miami. See the full Miami guide →
Arch Creek Estates — neighborhood snapshot
Population
3,955
Median age
39
Median income
$51,470
Median home value
$324,252
Avg household
3
Households w/ children
389
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$495K → $560K
Miami median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the MIAMI 33181 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$440,000
1256 NE 149th St, Miami FL 33161 · same community
3 bd · 2 ba · 875 sqft · $503/sqft · 812 DOM
Sold · Oct ’25$489,900
1230 NE 144th St, Miami FL 33161 · same community
4 bd · 2 ba · 1,274 sqft · $385/sqft · 188 DOM
Sold · Oct ’25$690,000
14500 NE 18th Ave, Miami FL 33181 · same community
4 bd · 2 ba · 1,631 sqft · $423/sqft · 77 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
FAQs
What would the monthly payment be for ?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $179/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at ?+
The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Miami?+
At $2,650, this home is listed about 99% below the Miami median of $500,000. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Natural Bridge Elementary School (elementary), North Miami Beach Senior High (high), John F. Kennedy Middle School (middle), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the MIAMI 33181 market on paper
$2,650 is 99% below the MIAMI 33181 median of $179,900.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
139 days on market against a Miami median of 26 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $2,900, now $2,650 — a $250 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Compass Florida, LLC · Carol Vergel. MLS #A11975870.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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