CENTURY 21 Edge
$105,000$135,000$896 /mo all-in ↓

, NAPLES, FL, 34120

Active136 days on marketListed Mar 5, 2026MLS #A11977125

Priced 55% below the NAPLES 34120 medianReduced $30KResidentialGOLDEN GATE ESTATES

About this home

Build your dream home on this exceptional 2.73-acre parcel offering 180 feet of frontage and desirable southern exposure. This beautiful homesite features plenty of uplands and no environmental permit required to build, saving you time and added expense. Build your dream home on this exceptional 2.73-acre parcel offering 180 feet of frontage and desirable southern exposure. This beautiful homesite features plenty of uplands and no environmental permit required to build, saving you time and added expense.

Facts & features

The home at a glance

2.73 ac

Lot size

Inside

Outside & construction

FacesSouth

Community & fees

Taxes (2025)$855/yr

Utilities & systems

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$896 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$618
FHA mortgage insurance (est.)$46
Property tax — 2025 actual bill$71
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,675Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,675
Interest rate6.00%
Loan term

Estimated payment

$896/mo

Principal & interest$618
FHA mortgage insurance (est.)$46
Property taxes (actual bill)$71
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Aqualane Shores

Map of  inside its neighborhood boundary

Get to know Naples. See the full Naples guide →

Aqualane Shores — neighborhood snapshot

Population

671

Median age

71

Median income

$240,207

Median home value

$1,785,212

Avg household

2

Households w/ children

12%

For the school run

Collier County School District

MiddleGulfview Middle School★★★★★
ElementaryLake Park Elementary School★★★★★
HighLorenzo Walker Technical High School★★★★★
HighNaples High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Naples market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$535K$625K

Naples median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

Median sold price, Naples, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 55% below the NAPLES 34120 median. See the full Naples market guide →

Paper trail

This home's history

CurrentPrice reduced to $105,000 $30K
Mar 5, 2026Listed at $135,000 · 136 days on market since

Reality check

What actually sold near

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4045 34th Ave SE, Other City - In The State Of Florida FL 34117Sold · Apr ’26

$475,000

4045 34th Ave SE, Other City - In The State Of Florida FL 34117 · same community

3 bd · 2 ba · 70 DOM

3973 4th Ave SE, Naples FL 34117Sold · Oct ’25

$550,000

3973 4th Ave SE, Naples FL 34117 · same community

4 bd · 3 ba · 0 DOM

1110 22ND AVE NE, Naples FL 34120Sold · May ’26

$460,000

1110 22ND AVE NE, Naples FL 34120 · same community

3 bd · 3 ba · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for — before you fall in love.

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

FAQs

What would the monthly payment be for ?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $896/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on ?+

The most recent tax bill on record (2025) was $855. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Naples?+

At $105,000, this home is listed about 81% below the Naples median of $547,500. The market section on this page shows how the area is trending.

Which schools are assigned to ?+

Gulfview Middle School (middle), Lake Park Elementary School (elementary), Lorenzo Walker Technical High School (high), Naples High School (high) — Collier County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the NAPLES 34120 market on paper

$105,000 is 55% below the NAPLES 34120 median of $235,000.

02Time on market is leverage

136 days on market against a Naples median of 17 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Gulfview Middle School, Lake Park Elementary School, Lorenzo Walker Technical High School, Naples High School — Gulfview Middle School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $135,000, now $105,000 — a $30K cut. The full history is in the market section below.

Listing courtesy of Grand Property South, INC. · Yuniett Gonzalez. MLS #A11977125.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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