12981 SW 197th St, Miami FL 33177, MIAMI, FL, 33177
Active159 days on marketListed Mar 11, 2026MLS #A11980618
About this home
12981 SW 197th St, Miami FL 33177
Discover the house of your dreams! This large corner and one-story single-family home is ideal for families of various sizes. This 5 bedrooms 4 baths provides plenty of space for visitors or a home office, while the master suite provides a quiet haven with an in suite bathroom. Enter into a perfect size yard that is ideal for hosting your next family/friends party. You'll adore the 3-car garage, and roomy back yard, that's perfect for building a pool and parking a boat or RV. Don't wait, schedule a showing today. Easy to show. Buyers applying through the Hero’s Loan program may also offer flexibility on the closing timeframe. For a faster response, please text the agent.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,385
Sqft
3
Garage
2006
Year built
$366
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,945 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,945/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−23.5%
$/sqft vs Miami actives
$366 vs $508
Days on market
159 vs 66 typical
Where $366/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Miami
Get to know Miami. See the full Miami guide →
MIAMI 33177 — neighborhood snapshot
Population
58,097
Median age
41.6
Median income
$77,297
Median home value
$399,000
Avg household
3.39
Households w/ children
6,183
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
36 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 134% above the MIAMI 33177 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 12981 SW 197th St
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$1,200,000
19686 SW 130th Ave Rd, Miami FL 33177 · same community
5 bd · 4 ba · 3,385 sqft · $355/sqft · 157 DOM
Sold · Jun ’26$1,450,000
19533 SW 130th Ave, Miami FL 33177 · same community
5 bd · 4 ba · 3,385 sqft · $428/sqft · 35 DOM
Sold · May ’26$785,000
21205 SW 127th Ct, Miami FL 33177
5 bd · 3.5 ba · 3,349 sqft · $234/sqft · 301 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12981 SW 197th St — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12981 SW 197th St — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12981 SW 197th St FAQs
What would the monthly payment be for 12981 SW 197th St, Miami FL 33177?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,945/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12981 SW 197th St, Miami FL 33177?+
The most recent tax bill on record (2025) was $7,549. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Miami?+
At $1,240,000, this home is listed about 103% above the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12981 SW 197th St, Miami FL 33177?+
Redland Elementary School (elementary), Redland Middle School (middle), Title I Migrant Education Program (), South Dade Senior High School (high), Instructional Center System Wide (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,240,000 runs 134% above the MIAMI 33177 median — but at 3,385 sqft it's also nearly 3 times the size of the typical Miami listing.
02None views
The none view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
159 days on market against a Miami median of 66 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of The Opulence Group Brokerage · Yilian Blanco. MLS #A11980618.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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