CENTURY 21 Edge
$470,0002 bd2 ba1,247 sqft$377 /sqft$3,858 /mo all-in ↓

20478 Via Marisa, Boca Raton FL 33498, BOCA RATON, FL, 33498

Active158 days on marketListed Mar 11, 2026MLS #A11981491

Priced 31% below the BOCA RATON 33498 medianTownhouseMISSION BAY 2,Reflections

About this home

20478 Via Marisa, Boca Raton FL 33498

Nicely updated townhouse in Mission Bay Community. Reflections subdivision is a quiet, beautifully maintained neighborhood with its own pool area to compliment the Mission Bay amenities. Fully updated kitchen and bathrooms - kitchen has tremendous storage space. Full size washer and dryer located in garage. Fully screened porch. Internet and cable included in association fee. Great schools! Grocery, shopping and services are all within a few minutes.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,247

Sqft

1

Garage

1987

Year built

$377

Per sqft

None view

Inside

FlooringCeramic Floor
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Electric Range · Refrigerator · Washer
InteriorFirst Floor Entry · Cooking Island · Vaulted Ceiling(s)
CoolingCeiling Fan(s) · Central Air
HeatingCentral

Outside & construction

ConstructionCBS Construction
ViewNone
ParkingGuest
ExteriorOther

Community & fees

HOA fee$450/mo
Taxes (2025)$3,278/yr
PetsNo

Utilities & systems

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,858 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,767
FHA mortgage insurance (est.)$208
Property tax — 2025 actual bill$273
HOA fee — from the listing$450
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,450Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,450
Interest rate6.00%
Loan term

Estimated payment

$3,858/mo

Principal & interest$2,767
FHA mortgage insurance (est.)$208
Property taxes (actual bill)$273
HOA / condo fee$450
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $470K
$313KedgeAI estimate $331,356 · range $326K$346K$489K

vs edgeAI estimate

+41.8%

$/sqft vs Boca Raton actives

$377 vs $317

Days on market

158 vs 56 typical

Where $377/sqft sits among the 400 Boca Raton actives

229
74 · this home
37
19
14
27
$141–359$359–576$576–793$793–1011$1011–1228$1228+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Boca Raton

Map of 20478 Via Marisa, Boca Raton FL 33498

Get to know Boca Raton. See the full Boca Raton guide →

BOCA RATON 33498 — neighborhood snapshot

Population

17,192

Median age

45.9

Median income

$129,615

Median home value

$597,100

Avg household

3.07

Households w/ children

1,975

For the school run

Palm Beach County School District

ElementarySandpiper Shores Elementary School★★★★
MiddleLoggers' Run Community Middle School★★★★
HighWest Boca Raton High School★★★★
HighGlades Construction Academy At West Technical

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Boca Raton market

Seller’s marketLeans buyer9.1 months of inventoryBuyer’s market

$3.6M$710K

Boca Raton median sold, yr/yr

93.4%

Sale-to-list ratio (12 mo)

52 of 400

Boca Raton actives have cut their price

Median sold price, Boca Raton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 31% below the BOCA RATON 33498 median. See the full Boca Raton market guide →

Paper trail

This home's history

Mar 11, 2026Listed at $470,000 · 158 days on market since
1987Built · MISSION BAY 2,Reflections

Reality check

What actually sold near 20478 Via Marisa

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9280 Vista Del Lago # G, Boca Raton FL 33428Sold · Mar ’26

$190,000

9280 Vista Del Lago # G, Boca Raton FL 33428

2 bd · 2 ba · 1,216 sqft · $156/sqft · 16 DOM

9285 Vista Del Lago # 36b, Boca Raton FL 33428Sold · Jun ’26

$166,700

9285 Vista Del Lago # 36b, Boca Raton FL 33428

2 bd · 2 ba · 1,216 sqft · $137/sqft · 6 DOM

9289 Vista Del Lago # G, Boca Raton FL 33428Sold · Jun ’26

$220,000

9289 Vista Del Lago # G, Boca Raton FL 33428

2 bd · 2 ba · 1,216 sqft · $181/sqft · 159 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Yumiko Sugawara

Your agent

Yumiko Sugawara

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 20478 Via Marisa — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 20478 Via Marisa — before you fall in love.

See it in person

Schedule a tour

Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

20478 Via Marisa FAQs

What would the monthly payment be for 20478 Via Marisa, Boca Raton FL 33498?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,858/mo — principal and interest, the actual property-tax bill, the $450/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 20478 Via Marisa, Boca Raton FL 33498?+

The association fee works out to $450 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 20478 Via Marisa, Boca Raton FL 33498?+

The most recent tax bill on record (2025) was $3,278. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 20478 Via Marisa, Boca Raton FL 33498?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Boca Raton?+

At $470,000, this home is listed about 15% below the Boca Raton median of $549,900. The market section on this page shows how the area is trending.

Which schools are assigned to 20478 Via Marisa, Boca Raton FL 33498?+

Sandpiper Shores Elementary School (elementary), Loggers' Run Community Middle School (middle), West Boca Raton High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the BOCA RATON 33498 market on paper

$470,000 is 31% below the BOCA RATON 33498 median of $685,000, and at $377/sqft it sits under the Boca Raton average of $502.

02None views

The none view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

158 days on market against a Boca Raton median of 56 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Sandpiper Shores Elementary School, Loggers' Run Community Middle School, West Boca Raton High School, Glades Construction Academy At West Technical — Sandpiper Shores Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of First Service Realty ERA · Tom Carlson. MLS #A11981491.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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