, MIAMI, FL, 33132
Active131 days on marketListed Mar 14, 2026MLS #A11981590
About this home
Click Virtual Tour above for an unbranded full video tour. True 5/5/1 Upper Penthouse - Premium Spacious Top of Miami Upper Penthouse full of natural light. Opulent 3 story UPH offering 5 en-suite bedrooms plus an additional half bath for guests. Over 3,000 sq ft interior with sweeping open views and large balconies on every level - and - an exclusive use massive rooftop courtyard. Full en-suite on first floor, 3 full en-suites on the second floor plus a full top floor en-suite with one of a kind open air private mezzanine. Additional half bath on entry for guest and great room use. This true penthouse residence is masterfully renovated with porcelain, marble and wood flooring throughout, refreshed closets, designer lighting and updated baths. 3 separate HVAC systems, one for each level. Miles of wide open views - east, west, north and south of all of Miami-Dade. Directly across from Bayfront Park and just steps to the Kaseya Center, Whole Foods, Museum and Arts District and everything downtown Miami. Easy to show, text or use ShowingTime.
Facts & features
The home at a glance
5
Bedrooms
5.5
Bathrooms
3,004
Sqft
2
Garage
2008
Year built
$1,265
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$28,383 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$28,383/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Downtown
Get to know Miami. See the full Miami guide →
Downtown — neighborhood snapshot
Population
24,316
Median age
38
Median income
$108,427
Median home value
$557,583
Avg household
2
Households w/ children
1,166
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$495K → $560K
Miami median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 827% above the MIAMI 33132 median. See the full Miami market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
FAQs
What would the monthly payment be for ?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $28,383/mo — principal and interest, the actual property-tax bill, the $3,600/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at ?+
The association fee works out to $3,600 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on ?+
The most recent tax bill on record (2025) was $32,323. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at ?+
The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Miami?+
At $3,800,000, this home is listed about 660% above the Miami median of $500,000. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
District Instructional Center (Dic) (), Phyllis Wheatley Elementary School (elementary), Booker T. Washington Senior High (high), Jose De Diego Middle School (middle), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$3,800,000 runs 827% above the MIAMI 33132 median — but at 3,004 sqft it's also nearly 3 times the size of the typical Miami listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $3,600/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
131 days on market against a Miami median of 26 — sellers in this position are usually ready to negotiate.
Listing courtesy of Compass Florida, LLC · Peter Prudenzano PA. MLS #A11981590.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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