, STUART, FL, 34994
Active129 days on marketListed Mar 12, 2026MLS #A11981631
About this home
Pristine Key West–inspired 3BR/2BA CBS home located in a charming gated community just steps from the marina. This beautifully maintained residence features impact glass, plantation shutters, and a desirable open floor plan designed for comfortable Florida living. Enjoy a quaint and private backyard perfect for relaxing or entertaining. Community amenities include a swimming pool and tennis courts, offering a resort-style lifestyle in a peaceful setting. Property may be sold furnished for an easy, turnkey transition. Sizes are approx/subj to error.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,856
Sqft
2
Garage
2003
Year built
$286
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,536 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,536/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22.7%
$/sqft vs Stuart actives
$286 vs $265
Days on market
129 vs 94 typical
Where $286/sqft sits among the 400 Stuart actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Estuary
Get to know Stuart. See the full Stuart guide →
Estuary — neighborhood snapshot
Population
1,058
Median age
49
Median income
$83,652
Median home value
$431,000
Avg household
3
Households w/ children
118
For the school run
Martin County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Stuart market
$220K → $1.0M
Stuart median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
42 of 400
Stuart actives have cut their price
Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 195% above the STUART 34994 median. See the full Stuart market guide →
Paper trail
This home's history
Reality check
What actually sold near
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$355,000
2194 NW Tilia Trail, Stuart FL 34994 · same community
3 bd · 2 ba · 1,587 sqft · $224/sqft · 164 DOM
Sold · Aug ’25$490,000
2010 NW Estuary Court, Stuart FL 34994 · same community
3 bd · 3 ba · 2,250 sqft · $218/sqft · 116 DOM
Sold · May ’26$413,000
3605 NW Solange Court, Jensen Beach FL 34957
3 bd · 2.5 ba · 1,865 sqft · $221/sqft · 95 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
FAQs
What would the monthly payment be for ?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,536/mo — principal and interest, the actual property-tax bill, the $456/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at ?+
The association fee works out to $456 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on ?+
The most recent tax bill on record (2025) was $6,783. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at ?+
The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Stuart?+
At $530,000, this home is listed about 100% above the Stuart median of $265,000. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Jensen Beach High School (high), Felix A Williams Elementary School (elementary), Stuart Middle School (middle) — Martin County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$530,000 runs 195% above the STUART 34994 median — but at 1,856 sqft it's also nearly twice the size of the typical Stuart listing.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Jensen Beach High School, Felix A Williams Elementary School, Stuart Middle School — Jensen Beach High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of Dale Sorensen Real Estate Inc. · Agnieszka Szymanska. MLS #A11981631.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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