CENTURY 21 Edge
$1,795,000$2,195,0004 bd4 ba$11,079 /mo all-in ↓

2190 SW 22 terrace, Miami FL 33145, MIAMI, FL, 33145

Active153 days on marketListed Mar 16, 2026MLS #A11982326

Reduced $400KSingle Family ResidenceNEW SHENANDOAH

About this home

2190 SW 22 terrace, Miami FL 33145

This is a detailed & inviting home offering comfort, functionality & the opportunity to enjoy Miami living in a high-end style. Its floorplan was thoughtfully designed by the owners to create a bright, elegant & spacious layout with plenty natural light seamlessly flowing between the living & dining areas, making it ideal for both, everyday living & entertaining guests at the beautiful gallery on the first floor or at the elegant and unique English pub on the second level. The kitchen offers customized cabinetry not only to store, but to showcase your fine glasses & dinnerware while moving through the perfect setting to prepare meals with family & friends. There is a Primary Bedroom like no other, with 3 walk-in closets & its own sitting area. In addition, 2 other suites are very generous in size to accommodate the rest of the family. The 4th bedroom allows you to provide a comfortable stay for your guest to relax and unwind. The oversized windows throughout the home create an unmatched focal point. Stepping outside immediately transports you to your own oasis, the perfect scenario for private & cozy gatherings or to simply indulge yourself in a peaceful space to relax. The outdoor areas simply offer endless possibilities. This property is conveniently located in the vicinity of Coconut Grove & Coral Gables while maintaining the quiet neighborhood feel. It is the perfect home whether it is your first, seasonal or retirement acquisition. A private showing is simply next.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

1946

Year built

Garden viewPets allowed

Inside

FlooringTile
AppliancesMicrowave · Gas Range · Refrigerator
InteriorEntrance Foyer · Walk-In Closet(s)
CoolingCentral Air
HeatingCentral

Outside & construction

RoofBarrel Roof
ConstructionCBS Construction
ViewGarden
FacesSoutheast
ParkingCircular Driveway
ExteriorLighting · Room For Pool

Community & fees

Taxes (2025)$6,723/yr
PetsYes
CommunitySidewalks

Utilities & systems

WaterMunicipal Water

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$11,079 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$9,686
PMI (est., until 20% equity)$673
Property tax — 2025 actual bill$560
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $179,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $179,500
Interest rate6.00%
Loan term

Estimated payment

$11,079/mo

Principal & interest$9,686
PMI (est., until 20% equity)$673
Property taxes (actual bill)$560
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Coral Way

Map of 2190 SW 22 terrace, Miami FL 33145 inside its neighborhood boundary

Get to know Miami. See the full Miami guide →

Coral Way — neighborhood snapshot

Population

40,864

Median age

43

Median income

$83,194

Median home value

$548,495

Avg household

2

Households w/ children

4,292

For the school run

Dade County School District

HighCoral Gables Senior High School★★★★★
ElementaryFrancis S.Tucker K-8 Center★★★★★
MiddlePonce De Leon Middle School★★★★★
District Instructional Center (Dic)
Instructional Center System Wide
Title I Migrant Education Program

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Miami market

Seller’s marketLeans buyer18.3 months of inventoryBuyer’s market

$508K$590K

Miami median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 379% above the MIAMI 33145 median. See the full Miami market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,795,000 $400K
Mar 16, 2026Listed at $2,195,000 · 153 days on market since
1946Built · NEW SHENANDOAH

Reality check

What actually sold near 2190 SW 22 terrace

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1824 SW 24th St, Miami FL 33145Sold · Aug ’25

$801,000

1824 SW 24th St, Miami FL 33145 · same community

2 bd · 1 ba · 1,405 sqft · $570/sqft · 33 DOM

1871 SW 23rd St, Miami FL 33145Sold · Jun ’26

$940,000

1871 SW 23rd St, Miami FL 33145 · same community

3 bd · 2 ba · 1,556 sqft · $604/sqft · 5 DOM

1780 SW 23rd St, Miami FL 33145Sold · Jun ’26

$750,000

1780 SW 23rd St, Miami FL 33145 · same community

4 bd · 4 ba · 1,590 sqft · $472/sqft · 68 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Alek Cherrone

Your agent

Alek Cherrone

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2190 SW 22 terrace — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2190 SW 22 terrace — before you fall in love.

See it in person

Schedule a tour

Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2190 SW 22 terrace FAQs

What would the monthly payment be for 2190 SW 22 terrace, Miami FL 33145?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,079/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2190 SW 22 terrace, Miami FL 33145?+

The most recent tax bill on record (2025) was $6,723. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2190 SW 22 terrace, Miami FL 33145?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Miami?+

At $1,795,000, this home is listed about 194% above the Miami median of $610,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2190 SW 22 terrace, Miami FL 33145?+

Coral Gables Senior High School (high), Francis S.Tucker K-8 Center (elementary), Ponce De Leon Middle School (middle), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,795,000 runs 379% above the MIAMI 33145 median.

02Garden views

The garden view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

153 days on market against a Miami median of 66 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $2,195,000, now $1,795,000 — a $400K cut. The full history is in the market section below.

Listing courtesy of Grand Property South, INC. · Yuniett Gonzalez. MLS #A11982326.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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