10 SW South River Dr # 607, Miami FL 33130, MIAMI, FL, 33130
Active154 days on marketListed Mar 17, 2026MLS #A11982736
About this home
10 SW South River Dr # 607, Miami FL 33130
Attention Investors and Urban Lifestyle Buyers! This income-producing condo, rented for $2600/month through 7/31/27, is being sold subject to the existing lease, offering immediate rental income. Located along the scenic Miami River in Neo Lofts, this bright and unique residence features 782 SF of living space, 9-ft ceilings, and large windows that fill the home with natural light. A built-in mezzanine offers flexible space for a guest sleeping area or additional storage, while the built-in desk nook is perfect for a home office. The bedroom features a modern glass enclosure with privacy shades, maintaining the loft aesthetic while providing privacy when needed. Recent upgrades include commercial-grade vinyl flooring throughout and a refrigerator and dishwasher installed in 2025. Step outside to the oversized private balcony and enjoy beautiful Miami River and city skyline views. The unit also includes two assigned parking spaces and an additional storage unit, both valuable features in this area. Residents of Neo Lofts enjoy resort-style amenities, including an Olympic-size pool, fitness center, tennis courts, meditation garden, dog park, business center, conference room, party room, on-site restaurant, and 24-hour concierge service. Ideally located with easy access to Downtown Miami, Brickell, and major highways.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
782
Sqft
2
Garage
2003
Year built
2
Levels
$451
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,718 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,718/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−19.2%
$/sqft vs Miami actives
$451 vs $508
Days on market
154 vs 66 typical
Where $451/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Little Havana
Get to know Miami. See the full Miami guide →
Little Havana — neighborhood snapshot
Population
54,255
Median age
44
Median income
$39,361
Median home value
$454,868
Avg household
2
Households w/ children
5,256
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
36 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% above the MIAMI 33130 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 10 SW South River Dr # 607
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$330,000
2530 SW 3rd Ave # 206, Miami FL 33129
2 bd · 2 ba · 846 sqft · $390/sqft · 27 DOM
Sold · Sep ’25$375,000
1581 Brickell Ave # 808, Miami FL 33129
0 bd · 1 ba · 717 sqft · $523/sqft · 103 DOM
Sold · Jan ’26$390,000
1581 Brickell Ave # 1408, Miami FL 33129
1 bd · 1 ba · 717 sqft · $544/sqft · 221 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10 SW South River Dr # 607 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10 SW South River Dr # 607 — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10 SW South River Dr # 607 FAQs
What would the monthly payment be for 10 SW South River Dr # 607, Miami FL 33130?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,718/mo — principal and interest, the actual property-tax bill, the $899/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10 SW South River Dr # 607, Miami FL 33130?+
The association fee works out to $899 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10 SW South River Dr # 607, Miami FL 33130?+
The most recent tax bill on record (2025) was $5,132. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10 SW South River Dr # 607, Miami FL 33130?+
The listing reports pets: More Than 20 Lbs. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Miami?+
At $352,500, this home is listed about 42% below the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10 SW South River Dr # 607, Miami FL 33130?+
Riverside Elementary School (elementary), Booker T. Washington Senior High (high), District Instructional Center (Dic) (), Jose De Diego Middle School (middle), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$352,500 runs 11% above the MIAMI 33130 median.
02River & Skyline views
The river and skyline view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $899/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
154 days on market against a Miami median of 66 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $359,750, now $352,500 — a $7K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of One Sotheby's International Realty · Denni Jordan. MLS #A11982736.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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