CENTURY 21 Edge
$415,000$445,0003 bd2.5 ba1,804 sqft$230 /sqft$3,492 /mo all-in ↓

5610 SE Edgewater Cir, Stuart FL 34997, STUART, FL, 34997

Active138 days on marketListed Mar 18, 2026MLS #A11983558

Reduced $30KTownhouseWILLOUGHBY TOWNHOMES PUD

About this home

5610 SE Edgewater Cir, Stuart FL 34997

Price Improvement! Now offered at $415,000. Excellent opportunity to own a spacious townhome at 5610 Edgewater.Experience elevated living in this beautifully upgraded 2024-built former model home, showcasing thoughtful design and premium features throughout. The modern kitchen impresses with crisp white cabinetry, upgraded countertops, a stylish backsplash, and premium Whirlpool appliances, seamlessly flowing into a bright living space enhanced by luxury vinyl flooring. Impact windows and doors offer added peace of mind, while the garage stands out with fully finished walls, sleek epoxy flooring, and an electric vehicle charger. Enjoy serene partial lake views and the convenience of an extended driveway. Priced to sell—this exceptional home won’t last long!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,804

Sqft

2

Garage

2024

Year built

$230

Per sqft

Lake & Pool Area View & None view

Inside

FlooringCarpet · Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Electric Range · Refrigerator · Washer
InteriorFirst Floor Entry · Loft
CoolingCentral Air
HeatingCentral

Outside & construction

ConstructionConcrete Block Construction · CBS Construction
ViewLake · Pool Area View · None
ParkingElectric Vehicle Charging Station(s) · Fee Simple Garage · Guest

Community & fees

HOA fee$230/mo
Taxes (2025)$5,704/yr
PetsRestrictions Or Possible Restrictions

Utilities & systems

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,492 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,443
FHA mortgage insurance (est.)$184
Property tax — 2025 actual bill$475
HOA fee — from the listing$230
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,525Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,525
Interest rate6.00%
Loan term

Estimated payment

$3,492/mo

Principal & interest$2,443
FHA mortgage insurance (est.)$184
Property taxes (actual bill)$475
HOA / condo fee$230
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Stuart actives

$230 vs $266

Days on market

138 vs 94 typical

Where $230/sqft sits among the 400 Stuart actives

211 · this home
115
34
7
6
27
$130–276$276–422$422–568$568–714$714–859$859+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Stuart

Map of 5610 SE Edgewater Cir, Stuart FL 34997

Get to know Stuart. See the full Stuart guide →

STUART 34997 — neighborhood snapshot

Population

45,947

Median age

53

Median income

$75,705

Median home value

$335,200

Avg household

2.36

Households w/ children

3,566

For the school run

Martin County School District

MiddleDr. David L. Anderson Middle School★★★★★
ElementaryPinewood Elementary School★★★★
HighMartin County High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Stuart market

Seller’s marketSeller’s market2.6 months of inventoryBuyer’s market

$220K$1.0M

Stuart median sold, yr/yr

94.2%

Sale-to-list ratio (12 mo)

41 of 400

Stuart actives have cut their price

Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 7% above the STUART 34997 median. See the full Stuart market guide →

Paper trail

This home's history

CurrentPrice reduced to $415,000 $30K
Mar 18, 2026Listed at $445,000 · 138 days on market since
2024Built · WILLOUGHBY TOWNHOMES PUD

Reality check

What actually sold near 5610 SE Edgewater Cir

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5624 SE Edgewater Circle, Stuart FL 34997Sold · Apr ’26

$449,000

5624 SE Edgewater Circle, Stuart FL 34997 · same community

3 bd · 2.5 ba · 1,804 sqft · $249/sqft · 56 DOM

5746 SE Edgewater Cir, Stuart FL 34997Sold · Mar ’26

$391,000

5746 SE Edgewater Cir, Stuart FL 34997 · same community

3 bd · 2.5 ba · 1,475 sqft · $265/sqft · 55 DOM

101 SW Otter Run Place, Stuart FL 34997Sold · Jun ’26

$349,000

101 SW Otter Run Place, Stuart FL 34997

3 bd · 2.5 ba · 1,753 sqft · $199/sqft · 73 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Headley

Your agent

Shawn Headley

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5610 SE Edgewater Cir — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5610 SE Edgewater Cir — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5610 SE Edgewater Cir FAQs

What would the monthly payment be for 5610 SE Edgewater Cir, Stuart FL 34997?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,492/mo — principal and interest, the actual property-tax bill, the $230/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5610 SE Edgewater Cir, Stuart FL 34997?+

The association fee works out to $230 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5610 SE Edgewater Cir, Stuart FL 34997?+

The most recent tax bill on record (2025) was $5,704. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5610 SE Edgewater Cir, Stuart FL 34997?+

The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Stuart?+

At $415,000, this home is listed about 57% above the Stuart median of $265,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5610 SE Edgewater Cir, Stuart FL 34997?+

Dr. David L. Anderson Middle School (middle), Pinewood Elementary School (elementary), Martin County High School (high) — Martin County School District. Always verify school assignments with the district before relying on them.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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