CENTURY 21 Edge
$480,000

, SURFSIDE, FL, 33154

Active124 days on marketListed Mar 17, 2026MLS #A11984215

About this property

The property at a glance

RARE TURNKEY RESTAURANT IN SURFSIDE .second-generation restaurant on Harding , charming terasse. Avenue. Bring your concept to the best dining street in Florida. This is a strategic asset sale of a fully renovated, second-generation restaurant on Harding Avenue. Avoid 12+ months of construction and permitting delays—all licenses and inspections are in place for immediate operation. Location: Prime Harding Avenue, Surfside, Size: 1,615 sq ft Capacity: 60 seats (30 indoor + 30 on a beautiful, shaded terrace). Condition: Completely new, state-of-the-art equipment. Lease: Long-term lease until Oct 2031 with an advantageous rent of $8,500/month. This is your chance to launch in a high-demand market instantly. A magnificent, fully-equipped restaurant in a hidden gem location. Confidential listing. NDA and Proof of Funds required , Visa qualify.

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Lot sq ft

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Zoning

Lot size0 sq ft
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Business typeRestaurant

The numbers

Investment snapshot

Income and lease details aren’t published in the MLS for this listing. Ask for the offering memorandum and rent roll to run cap rate, NOI and cash-on-cash.

Estimated payment (illustrative)

Down payment25% · $120,000
Interest rate6.00%
Loan term

Estimated payment

$2,758/mo

Principal & interest$2,158
Est. property taxes$440
Est. insurance$160

Illustrative only. Commercial loans are underwritten on the property’s income (DSCR, cap rate) — typically 25–35% down with lender-set terms. Ask a commercial lender for real numbers. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Financing

Commercial financing works differently from a home loan — expect roughly 25–35% down with terms driven by the property’s income and your lender’s underwriting (DSCR, cap rate), not FHA or VA programs. Ask Zack to connect you with a commercial lender for real numbers.

Your team

The pros in your corner

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, offers, and every question about — start here.

CallText
zack@c21edge.com
Andrew Acosta

Financing contact

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Ask about commercial financing options for .

Get in touchCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked.

Listing courtesy of Beachfront Realty Inc · Lydia Feral. MLS #A11984215.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

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