GOLDEN GATE EST E 46, Naples FL 34120, NAPLES, FL, 34120
Active135 days on marketListed Mar 25, 2026MLS #A11985658
About this home
GOLDEN GATE EST E 46, Naples FL 34120
Gate Estates Unit 46, Naples, FL. 2.75 acres ofreciendo un espacio vasto para una residencia principal, casa de huéspedes, establos o talleres. Residencial exclusivo Ideal para inversores o compradores que buscan una transacción rápida y sin complicaciones financieras.
Facts & features
The home at a glance
2.27 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,362 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,362/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Bears Paw
Get to know Naples. See the full Naples guide →
Bears Paw — neighborhood snapshot
Population
292
Median age
46
Median income
$108,542
Median home value
$426,700
Avg household
3
Households w/ children
63%
For the school run
Collier County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Naples market
$535K → $568K
Naples median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
Median sold price, Naples, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the NAPLES 34120 median. See the full Naples market guide →
Paper trail
This home's history
Reality check
What actually sold near GOLDEN GATE EST E 46
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$250,000
788 PARK SHORE DRIVE UNIT H37
1 bd · 1.5 ba · 848 sqft · $295/sqft · 0 DOM
Sold · Jan ’26$1,000,000
895 11TH STREET N
2 bd · 1 ba · 1,092 sqft · $916/sqft · 423 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about GOLDEN GATE EST E 46 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for GOLDEN GATE EST E 46 — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
GOLDEN GATE EST E 46 FAQs
What would the monthly payment be for GOLDEN GATE EST E 46, Naples FL 34120?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,362/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on GOLDEN GATE EST E 46, Naples FL 34120?+
The most recent tax bill on record (2025) was $70. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Naples?+
At $189,000, this home is listed about 67% below the Naples median of $577,995. The market section on this page shows how the area is trending.
Which schools are assigned to GOLDEN GATE EST E 46, Naples FL 34120?+
Naples High School (high), Poinciana Elementary School (elementary), Gulfview Middle School (middle), Lorenzo Walker Technical High School (high) — Collier County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the NAPLES 34120 market on paper
$189,000 is 12% below the NAPLES 34120 median of $215,000.
02Time on market is leverage
135 days on market against a Naples median of 56 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Naples High School, Poinciana Elementary School, Gulfview Middle School, Lorenzo Walker Technical High School — Gulfview Middle School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of Lifestyle International Realty · Ofelia Morales. MLS #A11985658.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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