10705 SW 128th Ter, Miami FL 33176, MIAMI, FL, 33176
Active144 days on marketListed Mar 24, 2026MLS #A11988908
About this home
10705 SW 128th Ter, Miami FL 33176
Welcome to Thousand Pines, a private, walled community in the heart of Miami offering tranquility and convenience. This well-maintained neighborhood features 24hr camera monitoring, lighted tennis and pickleball courts, and is located in a no flood zone—providing both security and peace of mind. Surrounded by lush landscaping and beautiful live oaks, residents enjoy a serene setting just minutes from major thoroughfares, shopping, dining, and entertainment. This fully updated 4-bedroom, 2-bathroom pool home offers 3,810 total sq ft, 3,003 adj sq ft, and 2,433 sq ft of living area, situated on an oversized 28,925 sq ft lot with ample room for expansion or the addition of a guest or pool house. Renovated by its architect owner, the home features impact windows, doors, and garage door, a 22KW full-house generator with automatic transfer switch, a 7-year-old cement tile roof, and fresh interior and exterior paint. The custom 12’ x 25’ Porcelanosa kitchen showcases Krion countertops with full-height backsplash and a premium stainless steel KitchenAid Pro appliance package, including gas cooktop, double ovens, two dishwashers, built-in beverage center, 48” cabinet-depth refrigerator/freezer, 600 CFM exhaust vented through the roof. Additional features include a new 5-ton A/C system with smart thermostat and individually return-ducted rooms for enhanced efficiency and comfort. Spacious backyard with pool offers ideal space for entertaining family and friends. Will not disappoint!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,433
Sqft
2
Garage
1973
Year built
$780
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$11,782 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$11,782/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+61.5%
$/sqft vs Miami actives
$780 vs $508
Days on market
144 vs 66 typical
Where $780/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Miami
Get to know Miami. See the full Miami guide →
MIAMI 33176 — neighborhood snapshot
Population
52,190
Median age
41.3
Median income
$80,437
Median home value
$568,400
Avg household
2.7
Households w/ children
5,601
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
36 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 675% above the MIAMI 33176 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 10705 SW 128th Ter
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$970,000
10805 SW 128th Ter, Miami FL 33176 · same community
4 bd · 3 ba · 3,150 sqft · $308/sqft · 27 DOM
Sold · Jan ’26$985,000
8659 Thousand Pines Circle, West Palm Beach FL 33411 · same community
4 bd · 3 ba · 3,166 sqft · $311/sqft · 14 DOM
Sold · Nov ’25$779,900
14980 BUCHANAN ST, Miami FL 33176
3 bd · 2 ba · 2,357 sqft · $331/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jasmine Ince
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10705 SW 128th Ter — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10705 SW 128th Ter — before you fall in love.
See it in person
Schedule a tour
Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10705 SW 128th Ter FAQs
What would the monthly payment be for 10705 SW 128th Ter, Miami FL 33176?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,782/mo — principal and interest, the actual property-tax bill, the $122/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10705 SW 128th Ter, Miami FL 33176?+
The association fee works out to $122 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10705 SW 128th Ter, Miami FL 33176?+
The most recent tax bill on record (2025) was $6,558. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10705 SW 128th Ter, Miami FL 33176?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Miami?+
At $1,898,000, this home is listed about 211% above the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10705 SW 128th Ter, Miami FL 33176?+
Leewood K-8 Center (elementary), Miami Killian Senior High School (high), Palmetto Middle School (middle), Instructional Center System Wide (), Title I Migrant Education Program (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,898,000 runs 675% above the MIAMI 33176 median — but at 2,433 sqft it's also nearly twice the size of the typical Miami listing.
02Garden & Pool views
The garden and pool view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
144 days on market against a Miami median of 66 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Leewood K-8 Center, Miami Killian Senior High School, Palmetto Middle School, Instructional Center System Wide, Title I Migrant Education Program, District Instructional Center (Dic) — Leewood K-8 Center rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of Luxe Properties · Roger Cabrera. MLS #A11988908.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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