, NAPLES, FL, 34112
Active116 days on marketListed Mar 25, 2026MLS #A11989390
About this home
Welcome to this beautiful unfurnished 2-bedroom, 2-bathroom home located in the desirable Sandpiper Bay community in Naples, FL. This inviting residence offers a comfortable and convenient lifestyle with modern features and access to excellent community amenities. Inside, you’ll find a spacious layout with granite countertops, a walk-in closet, and a private balcony where you can relax and enjoy the surrounding views. The home is cable-ready and includes an in-unit washer and dryer, making daily living easy and convenient. The building also features an elevator for easy access. Residents of this HOA community enjoy access to two community pools, a clubhouse, and an outdoor grilling area, perfect for relaxing or entertaining. Guest parking is available for visitors.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,100
Sqft
1987
Year built
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Naples actives
$2 vs $336
Days on market
116 vs 17 typical
Where $2/sqft sits among the 80 Naples actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Naples
Get to know Naples. See the full Naples guide →
NAPLES 34112 — neighborhood snapshot
Population
25,946
Median age
64.1
Median income
$68,838
Median home value
$293,000
Avg household
1.9
Households w/ children
1,136
For the school run
Collier County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Naples market
$535K → $625K
Naples median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
12 of 80
Naples actives have cut their price
Median sold price, Naples, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the NAPLES 34112 median. See the full Naples market guide →
Paper trail
This home's history
Reality check
What actually sold near
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$247,000
3071 Sandpiper Bay Circle # L304, Naples FL 34112
2 bd · 2 ba · 1,200 sqft · $206/sqft · 7 DOM
Sold · Aug ’25$165,000
4605 BAYSHORE DRIVE UNIT 6
2 bd · 2 ba · 886 sqft · $186/sqft · 146 DOM
Sold · Sep ’25$850,000
410 BAYFRONT PLACE UNIT 2503
2 bd · 2 ba · 1,511 sqft · $563/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lyra Rae
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Live availability from Lyra's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
FAQs
What would the monthly payment be for ?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at ?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Naples?+
At $1,999, this home is listed about 100% below the Naples median of $547,500. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Lely High School (high), Lely Elementary School (elementary), East Naples Middle School (middle) — Collier County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the NAPLES 34112 market on paper
$1,999 is 99% below the NAPLES 34112 median of $187,500, and at $2/sqft it sits under the Naples average of $376.
02Other views
The other view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
116 days on market against a Naples median of 17 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of Fast Action Realty Inc · Yanely Fernandez. MLS #A11989390.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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