, KEY LARGO, FL, 33037
Active116 days on marketListed Mar 29, 2026MLS #A11991381
About this home
Welcome to your Keys waterfront escape in Key Largo. Located on a wide canal with no bridge access to open water, this property is ideal for boaters seeking quick and easy access to the bay. Enjoy 45 feet of concrete dockage on a 55' wide canal with approximately 5' control depth. This property is designed for relaxing and entertaining, featuring a tiki hut, outdoor cooking area, and a private 6-person spa, perfect for enjoying the Florida Keys lifestyle. The home features a comfortable, updated interior with impact-resistant windows and doors, tile flooring, and a metal roof. Whether you're looking for a weekend getaway or a full-time residence, this property delivers a unique opportunity to own waterfront in Key Largo at an attractive price point. Conveniently located near shopping, dining, and just minutes to open bay waters. Plenty of parking space. Located 3 minutes away from the Winn-Dixie grocery store. Beautifully decorated and ready to enjoy. AND ONLY 23 MINUTES FROM HOMESTEAD/MIAMI! También hablo español. This is a cash transaction.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1968
Year built
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,543 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,543/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Key Largo
Get to know Key Largo. See the full Key Largo guide →
KEY LARGO 33037 — neighborhood snapshot
Population
13,674
Median age
54.2
Median income
$80,911
Median home value
$660,700
Avg household
2.34
Households w/ children
999
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Key Largo market
$1.1M → $910K
Key Largo median sold, yr/yr
Median sold price, Key Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% above the KEY LARGO 33037 median. See the full Key Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$875,000
16 Flamingo Rd, Key Largo FL 33037 · same community
2 bd · 1.5 ba · 672 sqft · $1,302/sqft · 101 DOM
Sold · Jun ’26$1,800,000
65 Tarpon Ave, Key Largo FL 33037
3 bd · 2.5 ba · 118 DOM
Sold · Jan ’26$1,850,000
272 Lower Matecumbe Rd, Key Largo FL 33037
4 bd · 3 ba · 263 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
FAQs
What would the monthly payment be for ?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,543/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on ?+
The most recent tax bill on record (2025) was $4,118. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at ?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Key Largo?+
At $700,000, this home is listed about 84% above the Key Largo median of $379,450. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Coral Shores High School (high) — Monroe County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of Jason Mitchell Real Estate Flo · Howard Leitner. MLS #A11991381.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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