775 NE 77th Ter, Miami FL 33138, MIAMI, FL, 33138
Active126 days on marketListed Apr 10, 2026MLS #A11991520
About this home
775 NE 77th Ter, Miami FL 33138
Experience elevated luxury in this newly built gated waterfront estate, nestled within the prestigious 24/7 guard-patrolled community of Belle Meade. Quietly positioned on a generous 10,710 SF lot, this smart home offers 6 bedrooms and 6.5 bathrooms across 6,902 SF of refined interior living space, thoughtfully designed for comfort and tranquility. A striking pivot door welcomes you into a dramatic 21-foot foyer, revealing expansive interiors with 11-foot ceilings and sleek modern finishes throughout. The main living areas flow seamlessly, anchored by a custom kitchen outfitted with Wolf and Sub-Zero appliances, elegant cabinetry, and a spacious walk-in pantry—perfect for both everyday living and entertaining. Designed for year-round enjoyment, the outdoor spaces feature a heated pool, fully equipped summer kitchen, and covered lounge areas surrounded by lush tropical landscaping. With 70 feet of private dockage and direct access to Biscayne Bay with no fixed bridges, this property is ideal for boating enthusiasts. Blending privacy with contemporary design, this exceptional waterfront residence offers effortless sophistication just minutes from Miami’s Design District, beaches, and downtown—truly a modern coastal masterpiece.
Facts & features
The home at a glance
6
Bedrooms
6.5
Bathrooms
6,902
Sqft
2
Garage
2021
Year built
$1,434
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$67,626 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$67,626/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Miami actives
$1,434 vs $511
Days on market
126 vs 66 typical
Where $1,434/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Upper Eastside
Get to know Miami. See the full Miami guide →
Upper Eastside — neighborhood snapshot
Population
14,642
Median age
43
Median income
$80,911
Median home value
$854,030
Avg household
2
Households w/ children
1,433
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
36 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2900% above the MIAMI 33138 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 775 NE 77th Ter
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,860,000
7630 NE 8th Ave, Miami FL 33138 · same community
3 bd · 2.5 ba · 2,164 sqft · $860/sqft · 60 DOM
Sold · Jan ’26$1,095,000
763 NE 76th St, Miami FL 33138 · same community
4 bd · 3 ba · 1,654 sqft · $662/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 775 NE 77th Ter — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 775 NE 77th Ter — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
775 NE 77th Ter FAQs
What would the monthly payment be for 775 NE 77th Ter, Miami FL 33138?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $67,626/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 775 NE 77th Ter, Miami FL 33138?+
The most recent tax bill on record (2025) was $124,003. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Miami?+
At $9,900,000, this home is listed about 1523% above the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 775 NE 77th Ter, Miami FL 33138?+
Morningside K-8 Academy (elementary), District Instructional Center (Dic) (), Horace Mann Middle School (middle), Booker T. Washington Senior High (high), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$9,900,000 runs 2900% above the MIAMI 33138 median — but at 6,902 sqft it's also nearly 6 times the size of the typical Miami listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Morningside K-8 Academy, District Instructional Center (Dic), Horace Mann Middle School, Booker T. Washington Senior High, Instructional Center System Wide, Title I Migrant Education Program — Morningside K-8 Academy rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $10,500,000, now $9,900,000 — a $600K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Douglas Elliman · Raissa Enis PA. MLS #A11991520.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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