Lot 29 Nw 120th Ave, Ocala FL 34482, OCALA, FL, 34482
Active134 days on marketListed Apr 2, 2026MLS #A11994096
About this home
Lot 29 Nw 120th Ave, Ocala FL 34482
Discover the potential of this exceptional residential lot in the thriving community of Ocala, Florida. Zoned R-4, this property offers incredible flexibility—making it an excellent opportunity for both homeowners looking to build and investors seeking strong future value. Nestled in a ????? and natural setting, this lot provides the perfect balance of privacy and convenience. You’ll enjoy easy access to shopping, dining, schools, and major highways, all while being surrounded by the beauty and tranquility that makes Ocala such a desirable place to live. With ample space to design a custom home, add a pool, or create inviting outdoor living areas, the possibilities here are endless. Whether you're envisioning a primary residence, a rental property, or a long-term investment, this lot delivers. Located in Ocala Estates , this property comes with no HOA or minimal restrictions (buyer to verify with the county), giving you the freedom to bring your vision to life. Don’t miss your chance to secure a piece of one of Central Florida’s fastest-growing markets—opportunities like this are becoming harder to find.
Facts & features
The home at a glance
0.25 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$479 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$479/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 84% below the Ocala median. See the full Ocala market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about Lot 29 Nw 120th Ave — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for Lot 29 Nw 120th Ave — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
Lot 29 Nw 120th Ave FAQs
What would the monthly payment be for Lot 29 Nw 120th Ave, Ocala FL 34482?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $479/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on Lot 29 Nw 120th Ave, Ocala FL 34482?+
The most recent tax bill on record (2025) was $220. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $47,500, this home is listed about 84% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Ocala market on paper
$47,500 is 84% below the Ocala median of $299,000.
02Time on market is leverage
134 days on market against a Ocala median of 54 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $55,999, now $47,500 — a $8K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Conde Realty · Maria Rivas Ortega. MLS #A11994096.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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