CENTURY 21 Edge
$2,175,0003 bd4 ba1,868 sqft$1,164 /sqft$17,657 /mo all-in ↓

, MIAMI, FL, 33137

Active112 days on marketListed Apr 1, 2026MLS #A11994538

WaterfrontPrivate poolCondominiumBISCAYNE BEACH CONDO,BISCAYNE BEACH

About this home

Experience luxury waterfront living at Biscayne Beach in this fully furnished, turnkey residence that shows like a model home and offers unobstructed water views.Lightly used as a second home, this unit presents minimal wear and is in pristine condition, making it a rare opportunity for buyers seeking a true turn-key, move-in ready property with exceptional value.The residence features Crema Marfil marble flooring, electric curtains and blackout shades throughout, designer custom lighting throughout the entire apartment, and custom California Closets, combining elegance, functionality, and high-end design. Floor-to-ceiling windows enhance natural light while framing the stunning open bay views.Offered fully furnished and completely turnkey, this residence is ideal for end-users, or as a perfect second home, providing a seamless acquisition with no additional work required.Located in the prime, high-end area of Edgewater, this residence offers immediate access to the best of Miami while maintaining a private waterfront setting. Enjoy resort-style amenities, direct bayfront views, and a prime location just minutes from Downtown Miami, Brickell, Wynwood, and the Design District and minutes away from airport.

Facts & features

The home at a glance

3

Bedrooms

4

Bathrooms

1,868

Sqft

2

Garage

2017

Year built

$1,164

Per sqft

Private poolWaterfrontBay & Ocean View & Direct Ocean view

Inside

FlooringMarble
AppliancesElectric Water Heater · Microwave · Other Equipment/Appliances · Electric Range · Refrigerator
InteriorLobby · Closet Cabinetry · Cooking Island · Custom Mirrors · Elevator · Fire Sprinklers · Entrance Foyer · Walk-In Closet(s) · Den/Library/Office
CoolingCentral Air
HeatingCentral

Outside & construction

ConstructionCBS Construction · Slab Construction
ViewBay · Ocean View · Direct Ocean
Parking2 Or More Spaces · Assigned · Valet
ExteriorOpen Balcony

Community & fees

HOA fee$2,737/mo
Taxes (2025)$26,500/yr
PetsRestrictions Or Possible Restrictions

Utilities & systems

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$17,657 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$11,736
PMI (est., until 20% equity)$816
Property tax — 2025 actual bill$2,208
Condo fee — from the listing$2,737
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $217,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $217,500
Interest rate6.00%
Loan term

Estimated payment

$17,657/mo

Principal & interest$11,736
PMI (est., until 20% equity)$816
Property taxes (actual bill)$2,208
HOA / condo fee$2,737
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Miami actives

$1,164 vs $490

Days on market

112 vs 26 typical

Where $1,164/sqft sits among the 400 Miami actives

170
96
56
25
21 · this home
32
$186–413$413–640$640–867$867–1094$1094–1321$1321+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Edgewater

Map of  inside its neighborhood boundary

Get to know Miami. See the full Miami guide →

Edgewater — neighborhood snapshot

Population

19,496

Median age

35

Median income

$117,257

Median home value

$420,344

Avg household

2

Households w/ children

1,579

For the school run

Dade County School District

ElementaryEneida M. Hartner Elementary School★★★★
MiddleJose De Diego Middle School★★★★★
District Instructional Center (Dic)
HighBooker T. Washington Senior High★★★★★
Instructional Center System Wide
Title I Migrant Education Program

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Miami market

Seller’s marketLeans seller3.7 months of inventoryBuyer’s market

$495K$560K

Miami median sold, yr/yr

98.2%

Sale-to-list ratio (12 mo)

44 of 400

Miami actives have cut their price

Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 363% above the MIAMI 33137 median. See the full Miami market guide →

Paper trail

This home's history

Apr 1, 2026Listed at $2,175,000 · 112 days on market since
2017Built · BISCAYNE BEACH CONDO,BISCAYNE BEACH

Reality check

What actually sold near

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2900 NE 7th Avenue # 2303, Miami FL 33137Sold · Dec ’25

$1,085,000

2900 NE 7th Avenue # 2303, Miami FL 33137 · same community

2 bd · 3 ba · 1,137 sqft · $954/sqft · 69 DOM

1717 N Bayshore Dr # 2451, Miami FL 33132Sold · Jul ’26

$705,000

1717 N Bayshore Dr # 2451, Miami FL 33132

3 bd · 3 ba · 1,840 sqft · $383/sqft · 26 DOM

1717 N Bayshore Dr # 2751, Miami FL 33132Sold · Jan ’26

$690,000

1717 N Bayshore Dr # 2751, Miami FL 33132

3 bd · 3 ba · 1,840 sqft · $375/sqft · 65 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Yumiko Sugawara

Your agent

Yumiko Sugawara

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for — before you fall in love.

See it in person

Schedule a tour

Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

FAQs

What would the monthly payment be for ?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $17,657/mo — principal and interest, the actual property-tax bill, the $2,737/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at ?+

The association fee works out to $2,737 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on ?+

The most recent tax bill on record (2025) was $26,500. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at ?+

The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Miami?+

At $2,175,000, this home is listed about 335% above the Miami median of $500,000. The market section on this page shows how the area is trending.

Which schools are assigned to ?+

Eneida M. Hartner Elementary School (elementary), Jose De Diego Middle School (middle), District Instructional Center (Dic) (), Booker T. Washington Senior High (high), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$2,175,000 runs 363% above the MIAMI 33137 median — but at 1,868 sqft it's also 60% larger than the typical Miami listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $2,737/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

112 days on market against a Miami median of 26 — sellers in this position are usually ready to negotiate.

Listing courtesy of One World Properties · Santiago Gomez. MLS #A11994538.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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