CENTURY 21 Edge
$1,077,990$1,080,000$6,464 /mo all-in ↓

El Pedregal Cartagena, Colombia, OU 0, OU, 0

Active136 days on marketListed Apr 3, 2026MLS #A11994553

Reduced $2KDuplexGetsemaní

About this home

El Pedregal Cartagena, Colombia, OU 0

Strategic property located in the iconic neighborhood of Getsemaní, Cartagena, directly facing the walled city along the renowned Calle del Pedregal, in the heart of the historic center. This real estate asset represents a unique investment opportunity in one of the most solid tourism markets in Latin America, combining strong appreciation potential, historical exclusivity, and excellent income potential. The property features a lot size of 88 m² and a total built area of 281 m² plus a 22 m² loft lookout, distributed across multiple levels with a private rooftop, glass-style pool, jacuzzi, BBQ area, and social spaces offering open views of Castillo de San Felipe, Cerro de La Popa, and Cartagena Bay. Its layout includes 3 bedrooms, spacious living areas, a fully equipped kitchen, and air conditioning throughout, making it ideal for premium short-term rental operations with high international demand. The lot-to-construction ratio maximizes land use within the historic district, while its prime location ensures strong occupancy, high ADR (average daily rate), and attractive cash flow. This is a turnkey asset, perfect for international investors, luxury short-term rental operators, or boutique real estate portfolios seeking a blend of personal use and financial return in a high-end experiential segment.

Facts & features

The home at a glance

1990

Year built

Inside

FlooringMarble · Tile
CoolingOther
HeatingOther

Outside & construction

RoofOther
ConstructionConcrete Block Construction

Community & fees

Taxes (2025)$1,000/yr

Utilities & systems

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,464 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,817
PMI (est., until 20% equity)$404
Property tax — 2025 actual bill$83
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $107,799Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $107,799
Interest rate6.00%
Loan term

Estimated payment

$6,464/mo

Principal & interest$5,817
PMI (est., until 20% equity)$404
Property taxes (actual bill)$83
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Yumiko Sugawara

Your agent

Yumiko Sugawara

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about El Pedregal Cartagena — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for El Pedregal Cartagena — before you fall in love.

See it in person

Schedule a tour

Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

El Pedregal Cartagena FAQs

What would the monthly payment be for El Pedregal Cartagena, Colombia, OU 0?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,464/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on El Pedregal Cartagena, Colombia, OU 0?+

The most recent tax bill on record (2025) was $1,000. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Listing courtesy of Global Terra Invest LLC. MLS #A11994553.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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