, TAVERNIER, FL, 33070
Active111 days on marketListed Apr 3, 2026MLS #A11994736
About this home
Discover your tropical retreat in Key Largo! This solid and spacious stilt CBS home is located in the desirable Ocean Park Village and offers the perfect blend of durability and island charm. The residence features a sleek metal roof and a versatile four-bedroom, two-bathroom layout designed for maximum privacy, featuring two bedrooms on each side of the home. This "double split" floor plan is ideal for families or hosting weekend guests. Adding to its appeal, the legal downstairs enclosure provides 627 square feet of space situated above flood level. Currently enclosed but not fully built out, this versatile area offers a rare opportunity to create a custom home office, hobby room, or guest quarters tailored to your needs. The oversized 6,000 square foot lot provides ample room to park your boat, RV, and all your water toys. Outdoor enthusiasts will love being just a short stroll from the famous Harry Harris Park, which features a sandy beach, deep water boat ramp, picnic pavilions, and a playground. This prime location puts you close to the heart of Key Largo and the world-class dining of Islamorada, while offering a convenient commute to Miami. Whether you are looking for a full-time residence or a vacation getaway, this home is ready for you to start living the Keys dream. Buyer to verify all permitting requirements and allowable uses for finishing the downstairs enclosed area.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,815
Sqft
1975
Year built
$413
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,960 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,960/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−46.4%
Days on market
111 vs 245 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tavernier
Get to know Tavernier. See the full Tavernier guide →
TAVERNIER 33070 — neighborhood snapshot
Population
5,614
Median age
53
Median income
$77,228
Median home value
$695,000
Avg household
2.25
Households w/ children
467
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tavernier market
$842K → $680K
Tavernier median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
Median sold price, Tavernier, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% below the TAVERNIER 33070 median. See the full Tavernier market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
FAQs
What would the monthly payment be for ?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,960/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on ?+
The most recent tax bill on record (2025) was $5,726. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at ?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tavernier?+
At $749,000, this home is listed about 5% above the Tavernier median of $712,500. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Coral Shores High School (high) — Monroe County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TAVERNIER 33070 market on paper
$749,000 is 16% below the TAVERNIER 33070 median of $895,000, and at $413/sqft it sits under the Tavernier average of $846.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $775,000, now $749,000 — a $26K cut. The full history is in the market section below.
Listing courtesy of RE/MAX All Keys Real Estate · Patricia Robison. MLS #A11994736.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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