2020 SE 23rd Ave, Homestead FL 33035, HOMESTEAD, FL, 33035
Active128 days on marketListed Apr 13, 2026MLS #A11999677
About this home
2020 SE 23rd Ave, Homestead FL 33035
Welcome to this stunning home in Arbor Park, a resort-style community within Keys Gate. This light-filled residence features high ceilings, spacious bedrooms, and an ideal layout with all bedrooms on the second floor, including a shared bathroom and a private primary suite. The primary bedroom boasts a balcony overlooking the lake, along with an en-suite bathroom featuring dual sinks, a soaking tub, and a separate shower. A beautiful open catwalk adds architectural charm and leads to the primary bedroom. The first floor offers a versatile den near the entry, a convenient half bath, and expansive living and dining areas perfect for entertaining. The kitchen includes a large island and walk-in pantry, while a dedicated laundry room provides full-size washer/dryer and ample storage. Enjoy a lush, paved patio with direct lake views. Additional highlights include a 2-car garage, extra parking, and HOA covering exterior insurance, roof, landscaping, internet, and cable. Community amenities include a guard-gated entrance, pool, parks, playgrounds, BBQ areas, and tennis courts. EASY TO SHOW!!!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,932
Sqft
2
Garage
2006
Year built
2
Levels
$176
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,487 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,487/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−21%
$/sqft vs TOWNGATE NORTH
$176 vs $194
Days on market
128 vs 57 typical
Where $176/sqft sits among the 12 homes for sale in TOWNGATE NORTH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Homestead
Get to know Homestead. See the full Homestead guide →
HOMESTEAD 33035 — neighborhood snapshot
Population
18,756
Median age
35.6
Median income
$67,601
Median home value
$310,500
Avg household
2.95
Households w/ children
2,888
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homestead market
$461K → $488K
Homestead median sold, yr/yr
98.9%
Sale-to-list ratio (12 mo)
0 of 12
TOWNGATE NORTH have cut their price
Median sold price, Homestead, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% above the HOMESTEAD 33035 median. See the full Homestead market guide →
Paper trail
This home's history
Reality check
What actually sold near 2020 SE 23rd Ave
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$355,000
2350 SE 19th Ct # 0, Homestead FL 33035 · same community
4 bd · 2.5 ba · 1,890 sqft · $188/sqft · 32 DOM
Sold · Dec ’25$283,000
2352 SE 21st St, Homestead FL 33035 · same community
2 bd · 2.5 ba · 1,431 sqft · $198/sqft · 202 DOM
Sold · May ’26$258,000
1958 SE 24th Ter, Homestead FL 33035 · same community
2 bd · 2.5 ba · 1,431 sqft · $180/sqft · 56 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 2020 SE 23rd Ave — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2020 SE 23rd Ave — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2020 SE 23rd Ave FAQs
What would the monthly payment be for 2020 SE 23rd Ave, Homestead FL 33035?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,487/mo — principal and interest, the actual property-tax bill, the $690/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2020 SE 23rd Ave, Homestead FL 33035?+
The association fee works out to $690 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2020 SE 23rd Ave, Homestead FL 33035?+
The most recent tax bill on record (2025) was $5,819. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2020 SE 23rd Ave, Homestead FL 33035?+
The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Homestead?+
At $340,000, this home is listed about 24% below the Homestead median of $449,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2020 SE 23rd Ave, Homestead FL 33035?+
Gateway Environmental K-8 Learning Center (elementary), Homestead Senior High School (high), Homestead Middle School (middle), Title I Migrant Education Program (), Instructional Center System Wide (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$340,000 runs 50% above the HOMESTEAD 33035 median — but at 1,932 sqft it's also 21% larger than the typical Homestead listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $690/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
128 days on market against a Homestead median of 57 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $365,000, now $340,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of The Keyes Company · Kevin Bernhardt. MLS #A11999677.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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