, MIAMI, FL, 33169
Active99 days on marketListed Apr 13, 2026MLS #A12000168
About this home
Great Apartment at Montecarlo Condominium, 1/1 with balcony, open view to City and gardens, prime location with easy access to highways, 10 minutes driving distance to Beaches and Aventura Mall. Easy to rent, good money maker. Don't miss this one.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
826
Sqft
1972
Year built
$137
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,654 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,654/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.7%
$/sqft vs MONTECARLO CONDO
$137 vs $160
Days on market
99 vs 26 typical
Where $137/sqft sits among the 38 homes for sale in MONTECARLO CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Miami
Get to know Miami. See the full Miami guide →
MIAMI 33169 — neighborhood snapshot
Population
42,308
Median age
34.9
Median income
$59,686
Median home value
$352,800
Avg household
3.07
Households w/ children
5,525
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$495K → $560K
Miami median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
3 of 38
MONTECARLO CONDO have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% below the MIAMI 33169 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$115,000
496 NW 165th St Rd # 211, Miami FL 33169 · same community
1 bd · 1 ba · 826 sqft · $139/sqft · 163 DOM
Sold · May ’26$110,000
494 NW 165th St Rd # 508, Miami FL 33169 · same community
1 bd · 1 ba · 826 sqft · $133/sqft · 98 DOM
Sold · May ’26$105,000
492 NW 165th St Rd # 314, Miami FL 33169 · same community
1 bd · 1 ba · 826 sqft · $127/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jonathan Santos
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Live availability from Jonathan's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
FAQs
What would the monthly payment be for ?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,654/mo — principal and interest, the actual property-tax bill, the $631/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at ?+
The association fee works out to $631 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on ?+
The most recent tax bill on record (2026) was $1,778. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at ?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Miami?+
At $112,900, this home is listed about 77% below the Miami median of $500,000. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Linda Lentin K-8 Center (elementary), North Miami Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the MIAMI 33169 market on paper
$112,900 is 17% below the MIAMI 33169 median of $135,750, and at $137/sqft it sits under the Miami average of $469.
02Garden View views
The garden view view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $631/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
99 days on market against a Miami median of 26 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $115,000, now $112,900 — a $2K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Axol Beach Realty · Sergio Vinograd. MLS #A12000168.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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