
90 SW 3rd St # 12, Miami FL 33130, MIAMI, FL, 33130
Pending122 days on marketListed Apr 14, 2026MLS #A12000540
About this home
90 SW 3rd St # 12, Miami FL 33130
Reduced for summer! Largest total square foot penthouse at Riverfront. IVY PH-12 in Miami, this one-of-a-kind three-story penthouse offers an unmatched blend of luxury, space, and breathtaking design. As the largest residence at Riverfront, the home spans approximately 4,500 total square feet, including an extraordinary 2,000 sq. ft. private rooftop terrace complete with a jacuzzi—perfect for enjoying sweeping 360-degree views of the city and river. Inside, the dramatic living room showcases soaring 20-foot ceilings, creating a bright and open atmosphere ideal for both relaxing and entertaining. The oversized primary suite is a true retreat, featuring motorized curtains and a custom marble bathroom with a spacious soaking tub and separate shower. The second bedroom is currently unfurnished, offering flexibility to be customized by either the owner or tenant. The third bedroom has been thoughtfully designed as a state-of-the-art home fitness center. This exceptional penthouse is available furnished for an annual lease, delivering a rare opportunity to experience elevated Miami living at its finest. Across bridge from Brickell City Center. Lease option available for 6 months or 1 year. Available for July 1st, 2026 occupancy.
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,418
Sqft
2
Garage
2008
Year built
$6
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$269 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$269/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Downtown
Get to know Miami. See the full Miami guide →
Downtown — neighborhood snapshot
Population
24,316
Median age
38
Median income
$108,427
Median home value
$557,583
Avg household
2
Households w/ children
1,166
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 95% below the MIAMI 33130 median. See the full Miami market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 90 SW 3rd St # 12 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 90 SW 3rd St # 12 — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
90 SW 3rd St # 12 FAQs
What would the monthly payment be for 90 SW 3rd St # 12, Miami FL 33130?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $269/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 90 SW 3rd St # 12, Miami FL 33130?+
The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Miami?+
At $15,000, this home is listed about 98% below the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 90 SW 3rd St # 12, Miami FL 33130?+
Frederick R. Douglass Elementary (elementary), District Instructional Center (Dic) (), Booker T. Washington Senior High (high), Jose De Diego Middle School (middle), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the MIAMI 33130 market on paper
$15,000 is 95% below the MIAMI 33130 median of $318,250, and at $6/sqft it sits under the Miami average of $651.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $20,000, now $15,000 — a $5K cut. The full history is in the market section below.
Listing courtesy of West Avenue Realty · Jordan Millman PA. MLS #A12000540.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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