1300 NE 109th St # 404, Miami FL 33161, MIAMI, FL, 33161
Active114 days on marketListed Apr 24, 2026MLS #A12001792
About this home
1300 NE 109th St # 404, Miami FL 33161
Excellent rental opportunity in a secure, gated apartment building! This bright and well-maintained unit is perfectly located in North Miami, offering convenience and comfort. The property features a functional layout and will have a brand-new microwave installed prior to move-in. Residents will enjoy a hassle-free experience with a notably fast HOA approval process. Rent includes water and trash removal, adding great value to this move-in-ready home. Centrally located near major highways, shopping, and dining. Don't miss out!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,029
Sqft
1
Garage
2005
Year built
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$179 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$179/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Miami actives
$3 vs $511
Days on market
114 vs 66 typical
Where $3/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Miami
Get to know Miami. See the full Miami guide →
MIAMI 33161 — neighborhood snapshot
Population
54,128
Median age
37.5
Median income
$55,265
Median home value
$376,500
Avg household
2.95
Households w/ children
6,165
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
36 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the MIAMI 33161 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 1300 NE 109th St # 404
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$240,000
1300 NE 109th St # 202, Miami FL 33161 · same community
2 bd · 2 ba · 1,041 sqft · $231/sqft · 55 DOM
Sold · Oct ’25$285,000
1300 NE 109th Street # 207, Miami FL 33161 · same community
2 bd · 2 ba · 1,041 sqft · $274/sqft · 175 DOM
Sold · Jun ’26$239,000
230 SW 2ND AVENUE UNIT 207 · same community
2 bd · 2 ba · 1,098 sqft · $218/sqft · 69 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1300 NE 109th St # 404 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1300 NE 109th St # 404 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1300 NE 109th St # 404 FAQs
What would the monthly payment be for 1300 NE 109th St # 404, Miami FL 33161?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $179/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1300 NE 109th St # 404, Miami FL 33161?+
The listing reports pets: More Than 20 Lbs. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Miami?+
At $2,600, this home is listed about 100% below the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1300 NE 109th St # 404, Miami FL 33161?+
Gratigny Elementary School (elementary), North Miami Senior High School (high), North Miami Middle School (middle), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the MIAMI 33161 market on paper
$2,600 is 98% below the MIAMI 33161 median of $130,000, and at $3/sqft it sits under the Miami average of $651.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $2,800, now $2,600 — a $200 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of United Realty Group Inc · Dina Brichaux. MLS #A12001792.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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