145 Biscay Dr, Bal Harbour FL 33154, BAL HARBOUR, FL, 33154
Active117 days on marketListed Apr 16, 2026MLS #A12002067
About this home
145 Biscay Dr, Bal Harbour FL 33154
Located in the prestigious gated community of Bal Harbour Village, this bright and modern 5-bedroom, 5.5-bath residence offers over 5,000 SF of living space on a 12,400 SF lot. The home features soaring ceilings, abundant natural light, and a spacious open layout ideal for comfortable living and entertaining. Enjoy seamless indoor-outdoor flow to a private pool surrounded by lush landscaping. Additional highlights include custom built-ins, generous bedroom suites, and ample storage. Ideally situated within walking distance to the beach, Bal Harbour Shops, houses of worship, and fine dining. Offered unfurnished.
Facts & features
The home at a glance
5
Bedrooms
5.5
Bathrooms
4,566
Sqft
1
Garage
1988
Year built
2
Levels
$8
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$414 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$414/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Bal Harbour actives
$8 vs $1,254
Days on market
117 vs 119 typical
Where $8/sqft sits among the 117 Bal Harbour actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bal Harbour
Get to know Bal Harbour. See the full Bal Harbour guide →
BAL HARBOUR 33154 — neighborhood snapshot
Population
14,435
Median age
40.9
Median income
$87,806
Median home value
$741,400
Avg household
2.58
Households w/ children
1,804
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bal Harbour market
$1.8M → $4.0M
Bal Harbour median sold, yr/yr
92.5%
Sale-to-list ratio (12 mo)
6 of 117
Bal Harbour actives have cut their price
This home is listed 90% below the BAL HARBOUR 33154 median. See the full Bal Harbour market guide →
Paper trail
This home's history
Reality check
What actually sold near 145 Biscay Dr
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$6,750,000
145 Biscay Dr, Bal Harbour FL 33154
5 bd · 5.5 ba · 4,566 sqft · $1,478/sqft · 98 DOM
Sold · Apr ’26$20,500,000
9001 Collins Ave # 207, Surfside FL 33154
4 bd · 4 ba · 4,638 sqft · $4,420/sqft · 134 DOM
Sold · Mar ’26$7,000,000
1135 103rd St, Bay Harbor Islands FL 33154
4 bd · 4.5 ba · 4,401 sqft · $1,591/sqft · 22 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 145 Biscay Dr — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 145 Biscay Dr — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
145 Biscay Dr FAQs
What would the monthly payment be for 145 Biscay Dr, Bal Harbour FL 33154?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $414/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 145 Biscay Dr, Bal Harbour FL 33154?+
The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bal Harbour?+
At $35,000, this home is listed about 99% below the Bal Harbour median of $2,974,500. The market section on this page shows how the area is trending.
Which schools are assigned to 145 Biscay Dr, Bal Harbour FL 33154?+
Ruth K. Broad Bay Harbor K-8 Center (elementary), Miami Beach Nautilus Middle School (middle), Miami Beach Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the BAL HARBOUR 33154 market on paper
$35,000 is 90% below the BAL HARBOUR 33154 median of $349,000, and at $8/sqft it sits under the Bal Harbour average of $1,691.
02Pool views
The pool view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Ruth K. Broad Bay Harbor K-8 Center, Miami Beach Nautilus Middle School, Miami Beach Senior High School, District Instructional Center (Dic), Instructional Center System Wide, Title I Migrant Education Program — Ruth K. Broad Bay Harbor K-8 Center rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $40,000, now $35,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of One Sotheby's International Realty · Lydia Eskenazi PA. MLS #A12002067.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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