9840 SW 165th Ter, Miami FL 33157, MIAMI, FL, 33157
Active118 days on marketListed Apr 17, 2026MLS #A12003316
About this home
9840 SW 165th Ter, Miami FL 33157
Welcome to your new home in vibrant Miami! This inviting property offers a perfect blend of comfort and convenience, situated in a lively neighborhood surrounded by several fantastic restaurants and department stores. With lush parks like Palmetto Bay Park just a short walk away, you'll find numerous recreational opportunities at your doorstep. Key Property features include essential central air conditioning, spacious kitchen, on site laundry room, and a large private fenced in yard with an outdoor sitting area to enhance the living experience. Please note that utilities such as, electricity, cable, internet, water, trash service, pest control and yard maintenance are all included in the price, this offers you peace of mind. 3 parking spaces are included for your convenience. Don't miss out on this opportunity to live in a dynamic Miami location! Contact us today to schedule a viewing and experience all that this property has to offer. Note, landlord will reside on the efficiency located on the side of the house. FIRST MONTH & ONE SECURITY DEPOSIT ONLY WITH GOOD CREDIT OVER 675.
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,370
Sqft
1960
Year built
1
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$180 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$180/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Miami actives
$2 vs $511
Days on market
118 vs 66 typical
Where $2/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Miami
Get to know Miami. See the full Miami guide →
MIAMI 33157 — neighborhood snapshot
Population
69,605
Median age
40.6
Median income
$80,364
Median home value
$478,300
Avg household
3.17
Households w/ children
8,138
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
36 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the MIAMI 33157 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 9840 SW 165th Ter
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$709,000
9300 SW 183rd Ter, Palmetto Bay FL 33157
3 bd · 2 ba · 1,323 sqft · $536/sqft · 31 DOM
Sold · Sep ’25$525,000
9625 SW 181st Ter, Palmetto Bay FL 33157
3 bd · 2 ba · 1,311 sqft · $400/sqft · 22 DOM
Sold · Dec ’25$449,000
10908 SW 182nd Ln, Miami FL 33157
3 bd · 2 ba · 1,308 sqft · $343/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9840 SW 165th Ter — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9840 SW 165th Ter — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9840 SW 165th Ter FAQs
What would the monthly payment be for 9840 SW 165th Ter, Miami FL 33157?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $180/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 9840 SW 165th Ter, Miami FL 33157?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Miami?+
At $2,800, this home is listed about 100% below the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9840 SW 165th Ter, Miami FL 33157?+
Robert Russa Moton Elementary School (elementary), Southwood Middle School (middle), Miami Palmetto Senior High School (high), Title I Migrant Education Program (), Instructional Center System Wide (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the MIAMI 33157 market on paper
$2,800 is 99% below the MIAMI 33157 median of $459,000, and at $2/sqft it sits under the Miami average of $651.
02Strong assigned schools
Robert Russa Moton Elementary School, Southwood Middle School, Miami Palmetto Senior High School, Title I Migrant Education Program, Instructional Center System Wide, District Instructional Center (Dic) — Southwood Middle School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $2,900, now $2,800 — a $100 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Nelson Realty Services, Inc. · Yvonne Vigo. MLS #A12003316.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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