0 SW SW 97 PL, Dunnellon, Ocala FL 34432, OCALA, FL, 34432
Active121 days on marketListed Apr 17, 2026MLS #A12003477
About this home
0 SW SW 97 PL, Dunnellon, Ocala FL 34432
INVESTOR ALERT – Rare Land Opportunity in Rainbow Springs! Beautiful 0.48-acre homesite now offered at a competitive price in one of Dunnellon’s growing communities. Public water and sewer available. Surrounded by established homes and new development, this property offers excellent potential for custom builds or spec homes. Seller owns multiple adjacent lots that can be purchased together, creating a unique opportunity for builders, developers, or investors looking to secure inventory in a high-demand area. Strong upside potential and flexibility for package acquisition. Contact your agent for details.
Facts & features
The home at a glance
0.48 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$312 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$312/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34432 — neighborhood snapshot
Population
13,197
Median age
56
Median income
$47,711
Median home value
$223,900
Avg household
2.27
Households w/ children
858
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 90% below the OCALA 34432 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 0 SW SW 97 PL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$217,500
13168 SW 105TH PLACE
3 bd · 2 ba · 1,019 sqft · $213/sqft · 0 DOM
Sold · Aug ’25$220,000
13625 SW 107 PLACE
3 bd · 2 ba · 1,127 sqft · $195/sqft · 318 DOM
Sold · Nov ’25$211,000
13345 SW 106 STREET
3 bd · 2 ba · 1,127 sqft · $187/sqft · 52 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 0 SW SW 97 PL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 0 SW SW 97 PL — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
0 SW SW 97 PL FAQs
What would the monthly payment be for 0 SW SW 97 PL, Dunnellon, Ocala FL 34432?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $312/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 0 SW SW 97 PL, Dunnellon, Ocala FL 34432?+
The most recent tax bill on record (2025) was $311. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $19,990, this home is listed about 93% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 0 SW SW 97 PL, Dunnellon, Ocala FL 34432?+
Dunnellon Elementary School (elementary), Dunnellon High School (high), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the OCALA 34432 market on paper
$19,990 is 90% below the OCALA 34432 median of $209,995.
02None views
The none view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
121 days on market against a Ocala median of 53 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $29,990, now $19,990 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of My Realty Group, LLC. · Yolanda Espinoza. MLS #A12003477.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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