555 NW South River Dr # 728, Miami FL 33136, MIAMI, FL, 33136
Active121 days on marketListed Apr 20, 2026MLS #A12004145
About this home
555 NW South River Dr # 728, Miami FL 33136
Experience elevated waterfront living at Vista Harbor Residences & Yacht Club, a premier new construction opportunity along the scenic Miami River. This modern residence offers direct water views and a lifestyle defined by boating access, luxury amenities, and urban connectivity. Ideally located just minutes from Brickell, Downtown Miami, and the Health District, this exceptional development blends location, lifestyle, and investment potential. Residents enjoy over 37,000 square feet of world-class amenities, including resort-style pools, fitness center, pickleball courts, private workspaces, spacious lobby, and marina-inspired living. Navigate the river by boat to waterfront dining and entertainment, or enjoy seamless access to Miami’s top business, cultural, and lifestyle destinations. A rare opportunity to own in one of Miami’s emerging waterfront corridors.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
2028
Year built
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,004 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,934/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Little Havana
Get to know Miami. See the full Miami guide →
Little Havana — neighborhood snapshot
Population
54,255
Median age
44
Median income
$39,361
Median home value
$454,868
Avg household
2
Households w/ children
5,256
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 37148% above the MIAMI 33136 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 555 NW South River Dr # 728
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$390,000
60 SW 13th St # 1107, Miami FL 33130
1 bd · 1.5 ba · 23 DOM
Sold · Jan ’26$315,000
60 SW 13th St # 2019, Miami FL 33130
0 bd · 1 ba · 431 sqft · $731/sqft · 19 DOM
Sold · Jul ’26$467,000
1300 S MIAMI AVENUE UNIT 1107
1 bd · 1 ba · 570 sqft · $819/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 555 NW South River Dr # 728 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 555 NW South River Dr # 728 — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
555 NW South River Dr # 728 FAQs
What would the monthly payment be for 555 NW South River Dr # 728, Miami FL 33136?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,004/mo — principal and interest, estimated property taxes, the $986/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 555 NW South River Dr # 728, Miami FL 33136?+
The association fee works out to $986 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 555 NW South River Dr # 728, Miami FL 33136?+
The most recent tax bill on record (2026) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 555 NW South River Dr # 728, Miami FL 33136?+
The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Miami?+
At $1,015,000, this home is listed about 66% above the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 555 NW South River Dr # 728, Miami FL 33136?+
Riverside Elementary School (elementary), Booker T. Washington Senior High (high), District Instructional Center (Dic) (), Jose De Diego Middle School (middle), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,015,000 runs 37148% above the MIAMI 33136 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $986/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of GAP Realty Services LLC · Roberto Hernandez. MLS #A12004145.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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