915 Turtle Cove Ln, Vero Beach FL 32963, VERO BEACH, FL, 32963
Active119 days on marketListed Apr 20, 2026MLS #A12004571
About this home
915 Turtle Cove Ln, Vero Beach FL 32963
Multi-family income-producing property on Vero Beach's barrier island. This concrete block property is fully rented across a 2-bedroom/2-bath, a 2-bedroom/1-bath, and a private efficiency with its own kitchen and bath. All leases are month-to-month, offering a new owner full flexibility to adjust rents, reposition units for seasonal or short-term use, or continue collecting steady cash flow from day one. Deeded beach access is just half a block away via a private walkway to one of the Treasure Coast's most desirable accreting beaches. No HOA. RM-10/12 zoning. 2,400 square feet of total living space. Close to South Beach dining, Publix, Fresh Market, and Ocean Drive's boutique shops. Multi-family opportunities like this rarely surface on the barrier island — schedule a private showing today.
Facts & features
The home at a glance
2,400
Sqft
1988
Year built
$375
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,201 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,201/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Vero Beach actives
$375 vs $254
Days on market
119 vs 58 typical
Where $375/sqft sits among the 400 Vero Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Vero Beach
Get to know Vero Beach. See the full Vero Beach guide →
VERO BEACH 32963 — neighborhood snapshot
Population
14,980
Median age
69.1
Median income
$142,985
Median home value
$894,900
Avg household
1.91
Households w/ children
326
For the school run
Indian River County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Vero Beach market
$441K → $385K
Vero Beach median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
44 of 400
Vero Beach actives have cut their price
Median sold price, Vero Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% below the VERO BEACH 32963 median. See the full Vero Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 915 Turtle Cove Ln
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$1,200,000
Nearby listing
5 bd · 5 ba · 2,603 sqft · $461/sqft · 6 DOM
Sold · Jan ’26$825,000
1160 Driftwood Drive, Vero Beach FL 32963
3 bd · 2 ba · 2,142 sqft · $385/sqft · 192 DOM
Sold · Jun ’26$895,000
Nearby listing
3 bd · 3 ba · 2,012 sqft · $445/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 915 Turtle Cove Ln — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 915 Turtle Cove Ln — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
915 Turtle Cove Ln FAQs
What would the monthly payment be for 915 Turtle Cove Ln, Vero Beach FL 32963?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,201/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 915 Turtle Cove Ln, Vero Beach FL 32963?+
The most recent tax bill on record (2025) was $10,169. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Vero Beach?+
At $900,000, this home is listed about 100% above the Vero Beach median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 915 Turtle Cove Ln, Vero Beach FL 32963?+
Beachland Elementary School (elementary), Vero Beach High School (high), Gifford Middle School (middle) — Indian River County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the VERO BEACH 32963 market on paper
$900,000 is 10% below the VERO BEACH 32963 median of $999,000.
02Time on market is leverage
119 days on market against a Vero Beach median of 58 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Beachland Elementary School, Vero Beach High School, Gifford Middle School — Beachland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of The Keyes Company · Vinod Itty. MLS #A12004571.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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