CENTURY 21 Edge
$560,000$575,0002 bd1 ba792 sqft$707 /sqft$4,303 /mo all-in ↓

3694 NW 20th St, Miami FL 33142, MIAMI, FL, 33142

Active116 days on marketListed Apr 20, 2026MLS #A12004942

Reduced $15KSingle Family ResidenceGRAPELAND HEIGHTS SEC 2

About this home

3694 NW 20th St, Miami FL 33142

Unique, 2/1 single family, corner home in a most desirable and up & coming location: just southeast of Miami International Airport and directly east of Miami Freedom Park which is the new home of the Nu soccer stadium. The Park will be home to offices, restaurants, bars, shops, entertainment outlets, and a 58-acre public park that will provide green spaces and plazas throughout. There is easy access to major expressways, and it is near downtown, the medical center, Brickell’s financial district and the beaches. Highlights include beautiful natural light, original wood floors, carpeted family room, remodeled bath & updated windows, some of which are impact. All windows have security bars and hurricane shutters. Park a car or a small boat under the covered carport. An excellent opportunity for owner-occupants or investors with vision and taste.

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

792

Sqft

1950

Year built

$707

Per sqft

Other viewPets allowed

Inside

FlooringCarpet · Wood
AppliancesDryer · Electric Water Heater · Microwave · Electric Range · Refrigerator · Washer
InteriorFirst Floor Entry · Florida Room · Utility Room/Laundry
LaundryUtility Room/Laundry
CoolingCeiling Fan(s) · Central Air · Electric
HeatingCentral · Electric · Reverse Cycle Unit

Outside & construction

RoofShingle
ConstructionConcrete Block Construction
ViewOther
FacesNorth
ParkingAttached Carport · Driveway

Community & fees

Taxes (2025)$7,187/yr
PetsYes
CommunityNone

Utilities & systems

WaterMunicipal Water

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,303 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,297
FHA mortgage insurance (est.)$248
Property tax — 2025 actual bill$599
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,600Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,600
Interest rate6.00%
Loan term

Estimated payment

$4,303/mo

Principal & interest$3,297
FHA mortgage insurance (est.)$248
Property taxes (actual bill)$599
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $560K
$353KedgeAI estimate $432,657 · range $367K$540K$582K

vs edgeAI estimate

+29.4%

$/sqft vs Miami actives

$707 vs $511

Days on market

116 vs 66 typical

Where $707/sqft sits among the 400 Miami actives

160
103
55 · this home
29
19
34
$184–416$416–648$648–881$881–1113$1113–1346$1346+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Flagami

Map of 3694 NW 20th St, Miami FL 33142 inside its neighborhood boundary

Get to know Miami. See the full Miami guide →

Flagami — neighborhood snapshot

Population

55,032

Median age

48

Median income

$56,604

Median home value

$362,933

Avg household

3

Households w/ children

5,140

For the school run

Dade County School District

ElementaryHenry M. Flagler Elementary School★★★★★
MiddleKinloch Park Middle School★★★★
HighSouth Miami Senior High School★★★★
District Instructional Center (Dic)
Instructional Center System Wide
Title I Migrant Education Program

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Miami market

Seller’s marketLeans buyer18.3 months of inventoryBuyer’s market

$508K$590K

Miami median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

36 of 400

Miami actives have cut their price

Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 65% above the MIAMI 33142 median. See the full Miami market guide →

Paper trail

This home's history

CurrentPrice reduced to $560,000 $15K
Apr 20, 2026Listed at $575,000 · 116 days on market since
1950Built · GRAPELAND HEIGHTS SEC 2

Reality check

What actually sold near 3694 NW 20th St

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1501 NW 37th Ave, Miami FL 33125Sold · Sep ’25

$649,900

1501 NW 37th Ave, Miami FL 33125 · same community

4 bd · 2 ba · 1,253 sqft · $519/sqft · 15 DOM

3527 NW 17th St, Miami FL 33125Sold · May ’26

$640,000

3527 NW 17th St, Miami FL 33125 · same community

3 bd · 2 ba · 1,442 sqft · $444/sqft · 129 DOM

3430 NW 16th St, Miami FL 33125Sold · Mar ’26

$670,000

3430 NW 16th St, Miami FL 33125 · same community

3 bd · 2 ba · 1,470 sqft · $456/sqft · 19 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Lacie Springstead

Your agent

Lacie Springstead

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3694 NW 20th St — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3694 NW 20th St — before you fall in love.

See it in person

Schedule a tour

Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3694 NW 20th St FAQs

What would the monthly payment be for 3694 NW 20th St, Miami FL 33142?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,303/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3694 NW 20th St, Miami FL 33142?+

The most recent tax bill on record (2025) was $7,187. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3694 NW 20th St, Miami FL 33142?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Miami?+

At $560,000, this home is listed about 8% below the Miami median of $610,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3694 NW 20th St, Miami FL 33142?+

Henry M. Flagler Elementary School (elementary), Kinloch Park Middle School (middle), South Miami Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$560,000 runs 65% above the MIAMI 33142 median.

02Other views

The other view is part of what you're buying — views hold value independently of the structure.

03The price has already moved

Listed at $575,000, now $560,000 — a $15K cut. The full history is in the market section below.

Listing courtesy of The Keyes Company · Maria Martin. MLS #A12004942.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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