CENTURY 21 Edge
$3,999,000$4,200,0004 bd3.5 ba3,325 sqft$1,203 /sqft$26,347 /mo all-in ↓

130 NE 45th St, Miami FL 33137, MIAMI, FL, 33137

Active112 days on marketListed Apr 24, 2026MLS #A12005089

Reduced $201KSingle Family ResidenceBILTMORE SUB

About this home

130 NE 45th St, Miami FL 33137

A reimagined Mediterranean estate blending timeless architecture with tropical modernism. While the exterior captures an architectural renaissance that only exists in history, the interior is basked in modern finishes and features. The interior walls are coated with limewash, which pairs perfectly the hardwood floors and Calacatta marble fireplace. The house flows magestically, anchored by oversized rooms. Offering 4 bedrooms and 4 bathrooms, including a luxurious guest house with its own kitchenette. The home is designed for comfort and style. The kitchen features Dakota marble countertops, and a full suite of Sub-Zero and Wolf appliances. A fully functioning smart house, Control4 seamlessly integrates sound, lighting, shades, and drapes throughout the home. The expansive primary bedroom feels like a luxurious retreat, including a private home office, massive walk-in closet, and a beautiful bathroom. The backyard is your own private resort, prime for outdoor living and entertaining. Featuring a fully equipped summer kitchen covered by a pergola, multiple lounge and dining areas, an outdoor audio and visual entertainment system, cold plunge, infrared sauna, and outdoor shower. The pool is larger than life, accented by a raised waterfall spa. Only three blocks from the Design District, you can indulge in Miami's finest restaurants, and designer stores.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,325

Sqft

1

Garage

1926

Year built

$1,203

Per sqft

FireplacePool view

Inside

FlooringOther · Terrazzo · Tile · Wood
AppliancesDishwasher · Disposal · Dryer · Microwave · Gas Range · Refrigerator · Washer
InteriorFirst Floor Entry · Built-in Features · Closet Cabinetry · Volume Ceilings · Walk-In Closet(s) · Media Room · Sauna
CoolingCentral Air
HeatingCentral

Outside & construction

RoofOther
ConstructionOther
ViewPool
FacesNorth
ParkingAttached Carport · Covered · Driveway · On Street
ExteriorBuilt-In Grill · Lighting · Other · Outdoor Shower

Community & fees

Taxes (2025)$37,303/yr
CommunityPaved Road · Sidewalks · Street Lights

Utilities & systems

WaterMunicipal Water

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$26,347 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$21,578
PMI (est., until 20% equity)$1,500
Property tax — 2025 actual bill$3,109
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $399,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $399,900
Interest rate6.00%
Loan term

Estimated payment

$26,347/mo

Principal & interest$21,578
PMI (est., until 20% equity)$1,500
Property taxes (actual bill)$3,109
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $4.0M
$2.3MedgeAI estimate $2,829,751 · range $2.4M$3.0M$4.2M

vs edgeAI estimate

+41.3%

$/sqft vs Miami actives

$1,203 vs $511

Days on market

112 vs 66 typical

Where $1,203/sqft sits among the 400 Miami actives

160
103
55
29
19 · this home
34
$184–416$416–648$648–881$881–1113$1113–1346$1346+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Little Haiti

Map of 130 NE 45th St, Miami FL 33137 inside its neighborhood boundary

Get to know Miami. See the full Miami guide →

Little Haiti — neighborhood snapshot

Population

29,864

Median age

38

Median income

$49,597

Median home value

$568,827

Avg household

3

Households w/ children

3,355

For the school run

Dade County School District

ElementaryToussaint L'Ouverture Elementary★★★★★
MiddleJose De Diego Middle School★★★★★
District Instructional Center (Dic)
HighBooker T. Washington Senior High★★★★★
Instructional Center System Wide
Title I Migrant Education Program

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Miami market

Seller’s marketLeans buyer18.3 months of inventoryBuyer’s market

$508K$590K

Miami median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

36 of 400

Miami actives have cut their price

Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 751% above the MIAMI 33137 median. See the full Miami market guide →

Paper trail

This home's history

CurrentPrice reduced to $3,999,000 $201K
Apr 24, 2026Listed at $4,200,000 · 112 days on market since
1926Built · BILTMORE SUB

Reality check

What actually sold near 130 NE 45th St

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

58 NE 44th St, Miami FL 33137Sold · Oct ’25

$2,900,000

58 NE 44th St, Miami FL 33137 · same community

4 bd · 3.5 ba · 3,117 sqft · $930/sqft · 43 DOM

177 NE 44th St, Miami FL 33137Sold · Sep ’25

$1,512,500

177 NE 44th St, Miami FL 33137 · same community

4 bd · 2 ba · 2,080 sqft · $727/sqft · 112 DOM

Nearby listingSold · Apr ’26

$1,075,000

Nearby listing · same community

2 bd · 1 ba · 1,440 sqft · $747/sqft

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Yumiko Sugawara

Your agent

Yumiko Sugawara

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 130 NE 45th St — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 130 NE 45th St — before you fall in love.

See it in person

Schedule a tour

Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

130 NE 45th St FAQs

What would the monthly payment be for 130 NE 45th St, Miami FL 33137?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $26,347/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 130 NE 45th St, Miami FL 33137?+

The most recent tax bill on record (2025) was $37,303. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Miami?+

At $3,999,000, this home is listed about 556% above the Miami median of $610,000. The market section on this page shows how the area is trending.

Which schools are assigned to 130 NE 45th St, Miami FL 33137?+

Toussaint L'Ouverture Elementary (elementary), Jose De Diego Middle School (middle), District Instructional Center (Dic) (), Booker T. Washington Senior High (high), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$3,999,000 runs 751% above the MIAMI 33137 median — but at 3,325 sqft it's also nearly 3 times the size of the typical Miami listing.

02Pool views

The pool view is part of what you're buying — views hold value independently of the structure.

03The price has already moved

Listed at $4,200,000, now $3,999,000 — a $201K cut. The full history is in the market section below.

Listing courtesy of Compass Florida, LLC · Stefan Segall. MLS #A12005089.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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