541 NW 109th St, Miami FL 33168, MIAMI, FL, 33168
Active112 days on marketListed Apr 22, 2026MLS #A12005308
About this home
541 NW 109th St, Miami FL 33168
This is the one you’ve been waiting for. A bright, open-concept layout designed for real life , room to play, room to work from home, room to study, and a kitchen that flows seamlessly into the living and dining areas so you’re never missing a moment. Step outside to a large, fully fenced backyard — ready for a swing set today and a pool tomorrow. Pet-friendly. Kid-approved. But what really sets this home apart, the street. NW 109th is one of those quiet, low-traffic blocks where neighbors have been here for years and actually know each other. The kind of block where kids ride bikes and people wave from their driveways. And when you’re ready to get out — you’re steps from the best Miami Shores has to offer, Miami Shores Aquatic Center — exclusive resident access with competition pools, waterslides & swim lessons, Fitness center, tennis, basketball & more, Miami Shores Country Club, Year-round sports leagues, parks & community events. This isn’t just a house. It’s a lifestyle upgrade in one of Miami-Dade’s most established, tight-knit communities. *Images include virtual renderings. Pool and outdoor features are for illustrative purposes only.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,429
Sqft
1
Garage
1948
Year built
$486
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,532 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,532/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.6%
$/sqft vs Miami actives
$486 vs $513
Days on market
112 vs 66 typical
Where $486/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Miami
Get to know Miami. See the full Miami guide →
MIAMI 33168 — neighborhood snapshot
Population
22,556
Median age
38.7
Median income
$58,636
Median home value
$329,000
Avg household
3.49
Households w/ children
2,337
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
36 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 49% above the MIAMI 33168 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 541 NW 109th St
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$410,000
334 NW 110th St, Miami FL 33168 · same community
4 bd · 2 ba · 1,383 sqft · $296/sqft · 9 DOM
Sold · Apr ’26$545,000
434 NW 110th St, Miami FL 33168 · same community
4 bd · 2 ba · 1,478 sqft · $369/sqft · 114 DOM
Sold · Jul ’26$525,000
600 NW 108th Ter, Miami FL 33168 · same community
3 bd · 2 ba · 1,181 sqft · $445/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frantreshia Miller
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 541 NW 109th St — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 541 NW 109th St — before you fall in love.
See it in person
Schedule a tour
Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
541 NW 109th St FAQs
What would the monthly payment be for 541 NW 109th St, Miami FL 33168?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,532/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 541 NW 109th St, Miami FL 33168?+
The most recent tax bill on record (2025) was $4,340. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Miami?+
At $695,000, this home is listed about 14% above the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 541 NW 109th St, Miami FL 33168?+
Hubert O. Sibley K-8 Academy (elementary), North Miami Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$695,000 runs 49% above the MIAMI 33168 median — but at 1,429 sqft it's also 18% larger than the typical Miami listing.
02Other views
The other view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $760,000, now $695,000 — a $65K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of The Keyes Company · Michelle Chala. MLS #A12005308.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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