232 DARST AVE, Punta Gorda FL 33950, PUNTA GORDA, FL, 33950
Active118 days on marketListed Apr 20, 2026MLS #A12005411
About this home
232 DARST AVE, Punta Gorda FL 33950
Experience this mid-century waterfront property in Punta Gorda, Florida. This historic small town is a hidden treasure trove of natural beauty, resources, and entertainment. Find yourself in the upper River location 550 yards up a navigable canal to a backwater Bay teaming with aquatic and marine life. Launch from your private boat ramp or get your bay boat off the lift for some salt water time. Canal front amenities include freshwater shore, power, 10K boat lift with canopy, lots of Park space, well lit area. Find yourself at peace in this waterside, classic with southern style charm in an old neighborhood minutes from the creature comforts that this area offers. This property offers a rare blend of privacy serenity, and the off the beaten path that Fla is. This asset features, classic construction and layout of a modified vernacular with a lifestyle of coastal dwelling. Designed a landscape features as low maintenance, CBS and stucco, easy access receptacles, all around impact glass and more! No HOA, live free!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1
Garage
1957
Year built
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,811 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,811/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 232 DARST AVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$170,000
3420 DAWSON LANE · same community
2 bd · 1 ba · 945 sqft · $180/sqft · 301 DOM
Sold · Aug ’26$85,000
4300 RIVERSIDE DRIVE UNIT 137
2 bd · 1.5 ba · 798 sqft · $107/sqft · 640 DOM
Sold · Oct ’25$189,000
4732 LAGORCE DRIVE
2 bd · 1 ba · 816 sqft · $232/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 232 DARST AVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 232 DARST AVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
232 DARST AVE FAQs
What would the monthly payment be for 232 DARST AVE, Punta Gorda FL 33950?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,811/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 232 DARST AVE, Punta Gorda FL 33950?+
The most recent tax bill on record (2025) was $5,235. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 232 DARST AVE, Punta Gorda FL 33950?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $350,000, this home is listed about 2% above the Punta Gorda median of $344,500. The market section on this page shows how the area is trending.
Which schools are assigned to 232 DARST AVE, Punta Gorda FL 33950?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$350,000 runs 27% above the PUNTA GORDA 33950 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $360,000, now $350,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Dalton Wade Inc · Melissa McAmis. MLS #A12005411.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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