3420 Charles Ave, Miami FL 33133, MIAMI, FL, 33133
Active110 days on marketListed Apr 24, 2026MLS #A12005860
About this home
3420 Charles Ave, Miami FL 33133
Set within Coconut Grove’s historic Charles Avenue corridor, in the heart of the area now recognized as Little Bahamas, this 1930 residence presents a rare opportunity to restore and thoughtfully renovate a property with genuine cultural significance. Situated on a 5,000 SF lot and currently configured as 5 bedrooms and 2 bathrooms, the home is an opportunity to create your perfect home. The existing front porch adds a sense of character and arrival, while the lot offers room to thoughtfully enhance the property over time. Future improvements, additions, exterior changes, and other redevelopment plans may be subject to applicable historic preservation review and approvals. The property is currently tenant occupied and can remain so while future plans and permitting are pursued. The buyer will need to verify current configuration, permit history, dimensions, and any allowable improvements. There are driveways on either side of the property. For the buyer who values location, legacy, and the chance to create something meaningful within an important historic context, this is an uncommon offering in the Grove. NOTE SEVERAL PICTURES ARE VIRTUALLY STAGED TO SHOW ENDLESS POSSIBILITIES FOR THIS HOME
Facts & features
The home at a glance
5
Bedrooms
2
Bathrooms
1,344
Sqft
1930
Year built
$856
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,812 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,812/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs FROW HOMESTEAD
$856 vs $1,131
Days on market
110 vs 66 typical
Where $856/sqft sits among the 9 homes for sale in FROW HOMESTEAD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South-west Coconut Grove
Get to know Miami. See the full Miami guide →
South-west Coconut Grove — neighborhood snapshot
Population
9,332
Median age
39
Median income
$108,292
Median home value
$1,160,574
Avg household
3
Households w/ children
1,072
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
0 of 9
FROW HOMESTEAD have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 68% above the MIAMI 33133 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 3420 Charles Ave
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$814,000
3182 Day Ave, Coconut Grove FL 33133 · same community
3 bd · 2.5 ba · 1,344 sqft · $606/sqft · 75 DOM
Sold · Apr ’26$1,100,000
3416 Frow Ave, Miami FL 33133 · same community
3 bd · 2 ba · 1,376 sqft · $799/sqft · 49 DOM
Sold · Oct ’25$1,037,500
3651 William Ave, Miami FL 33133 · same community
3 bd · 2 ba · 1,380 sqft · $752/sqft · 84 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 3420 Charles Ave — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3420 Charles Ave — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3420 Charles Ave FAQs
What would the monthly payment be for 3420 Charles Ave, Miami FL 33133?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,812/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3420 Charles Ave, Miami FL 33133?+
The most recent tax bill on record (2025) was $12,187. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3420 Charles Ave, Miami FL 33133?+
The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Miami?+
At $1,150,000, this home is listed about 89% above the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3420 Charles Ave, Miami FL 33133?+
Francis S.Tucker K-8 Center (elementary), Coral Gables Senior High School (high), Ponce De Leon Middle School (middle), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,150,000 runs 68% above the MIAMI 33133 median.
02Garden & None views
The garden and none view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $1,300,000, now $1,150,000 — a $150K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Compass Florida, LLC · Melissa Rubin. MLS #A12005860.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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