CENTURY 21 Edge
Pending
$499,0003 bd2 ba1,396 sqft$357 /sqft$3,431 /mo all-in ↓

19311 Gulfstream Rd, Cutler Bay FL 33157, CUTLER BAY, FL, 33157

Pending111 days on marketListed Apr 28, 2026MLS #A12008930

Single Family ResidencePINE TREE MANOR SEC 4

About this home

19311 Gulfstream Rd, Cutler Bay FL 33157

Priced to sell! This 3 bedroom 2 bath single family home in Cutler Bay sits on a lovely lot with mature mango trees and a large shed. This home is looking for a new owner to bring the home back to it's glory. House needs total updating, but you can buy and make it your dream home. Walking distance to Middle School, short drive to Publix and Walgreens. Easy access to anywhere via nearby US1 and Florida Turnpike. Due to age of roof, all offers must by Cash or Hard Money. Accordion shutters and large shed included at no extra cost.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,396

Sqft

1

Garage

1958

Year built

$357

Per sqft

Garden view

Inside

FlooringCeramic Floor · Terrazzo
InteriorFirst Floor Entry · Other
CoolingWall/Window Unit(s)
HeatingWindow/Wall

Outside & construction

RoofShingle
ConstructionCBS Construction
ViewGarden
FacesWest
ParkingDriveway
ExteriorFruit Trees

Community & fees

Taxes (2025)$1,357/yr
CommunityNone

Utilities & systems

WaterMunicipal Water

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,431 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,938
FHA mortgage insurance (est.)$221
Property tax — 2025 actual bill$113
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,465Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,465
Interest rate6.00%
Loan term

Estimated payment

$3,431/mo

Principal & interest$2,938
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$113
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $499K
$479KedgeAI estimate $573,393 · range $556K$636K$661K

vs edgeAI estimate

−13%

Days on market

111 vs 56 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cutler Bay

Map of 19311 Gulfstream Rd, Cutler Bay FL 33157

Get to know Cutler Bay. See the full Cutler Bay guide →

CUTLER BAY 33157 — neighborhood snapshot

Population

69,605

Median age

40.6

Median income

$80,364

Median home value

$478,300

Avg household

3.17

Households w/ children

8,138

For the school run

Dade County School District

ElementaryRobert Russa Moton Elementary School★★★★
MiddleSouthwood Middle School★★★★
HighMiami Palmetto Senior High School★★★★
Title I Migrant Education Program
Instructional Center System Wide
District Instructional Center (Dic)

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Cutler Bay market

Seller’s marketLeans buyer11.4 months of inventoryBuyer’s market

$530K$593K

Cutler Bay median sold, yr/yr

99.2%

Sale-to-list ratio (12 mo)

Median sold price, Cutler Bay, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 9% above the CUTLER BAY 33157 median. See the full Cutler Bay market guide →

Paper trail

This home's history

Apr 28, 2026Listed at $499,000 · 111 days on market since
1958Built · PINE TREE MANOR SEC 4

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Headley

Your agent

Shawn Headley

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 19311 Gulfstream Rd — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 19311 Gulfstream Rd — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

19311 Gulfstream Rd FAQs

What would the monthly payment be for 19311 Gulfstream Rd, Cutler Bay FL 33157?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,431/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 19311 Gulfstream Rd, Cutler Bay FL 33157?+

The most recent tax bill on record (2025) was $1,357. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Cutler Bay?+

At $499,000, this home is listed about 13% below the Cutler Bay median of $574,250. The market section on this page shows how the area is trending.

Which schools are assigned to 19311 Gulfstream Rd, Cutler Bay FL 33157?+

Robert Russa Moton Elementary School (elementary), Southwood Middle School (middle), Miami Palmetto Senior High School (high), Title I Migrant Education Program (), Instructional Center System Wide (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of South Dade Realty Inc · George Cadman IV. MLS #A12008930.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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19311 Gulfstream Rd, Cutler Bay FL 33157, CUTLER BAY, FL — 3 Bed, 2 Bath — $499,000 | CENTURY 21 Edge