280 SW 20th Rd # 904, Miami FL 33129, MIAMI, FL, 33129
Active105 days on marketListed Apr 29, 2026MLS #A12009507
About this home
280 SW 20th Rd # 904, Miami FL 33129
Rare opportunity to lease one of the most spacious 1-bedroom loft penthouses on the market—a two-level residence offering volume and flexibility seldom found in the area. This oversized 1BR/1.5BA features soaring ceilings, an open-concept layout, and large sliding glass doors that open to the balconies and fill the space with natural light. Two private balconies showcase open city and partial bay views, perfect for relaxing or entertaining. The expansive floor plan adapts to multiple living and work-from-home configurations, while the two-story design delivers true separation between living and sleeping areas. The kitchen features stainless steel appliances, and the primary bath has been updated with modern finishes. Additional highlights include a walk-in closet and ample storage throughout. Ideally located within walking distance to shops, restaurants, and everyday conveniences—just minutes from Downtown Miami, Coconut Grove, Coral Gables, and Key Biscayne, with easy access to major highways.
Facts & features
The home at a glance
1
Bedrooms
1.5
Bathrooms
1,276
Sqft
1
Garage
2005
Year built
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$180 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$180/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Miami actives
$2 vs $513
Days on market
105 vs 66 typical
Where $2/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coral Way
Get to know Miami. See the full Miami guide →
Coral Way — neighborhood snapshot
Population
40,864
Median age
43
Median income
$83,194
Median home value
$548,495
Avg household
2
Households w/ children
4,292
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
36 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the MIAMI 33129 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 280 SW 20th Rd # 904
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,385,000
2665 SW 17th Ave, Miami FL 33133
2 bd · 2 ba · 1,281 sqft · $1,081/sqft · 315 DOM
Sold · Dec ’25$1,283,000
1600 S Bayshore Ln # 4B, Miami FL 33133
2 bd · 2 ba · 1,269 sqft · $1,011/sqft · 30 DOM
Sold · Sep ’25$1,045,000
1600 S Bayshore Ln # 3A, Coconut Grove FL 33133
2 bd · 2 ba · 1,310 sqft · $798/sqft · 44 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frantreshia Miller
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 280 SW 20th Rd # 904 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 280 SW 20th Rd # 904 — before you fall in love.
See it in person
Schedule a tour
Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
280 SW 20th Rd # 904 FAQs
What would the monthly payment be for 280 SW 20th Rd # 904, Miami FL 33129?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $180/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 280 SW 20th Rd # 904, Miami FL 33129?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Miami?+
At $2,699, this home is listed about 100% below the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 280 SW 20th Rd # 904, Miami FL 33129?+
Coral Gables Senior High School (high), Francis S.Tucker K-8 Center (elementary), Ponce De Leon Middle School (middle), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the MIAMI 33129 market on paper
$2,699 is 99% below the MIAMI 33129 median of $460,500, and at $2/sqft it sits under the Miami average of $651.
02Other views
The other view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $2,799, now $2,699 — a $100 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of The Keyes Company · Jaime Karduss Gutierrez. MLS #A12009507.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
Never miss a listing
New Miami homes, in your inbox
Like 280 SW 20th Rd # 904, Miami FL 33129 but not quite? A daily digest of every new listing in Miami — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Frantreshia to ping you on any price or status change →