7601 SW 187th St, Cutler Bay FL 33157, CUTLER BAY, FL, 33157
Active109 days on marketListed May 1, 2026MLS #A12010295
About this home
7601 SW 187th St, Cutler Bay FL 33157
Upscale Miami Living, located in an exclusive gated community along historic Old Cutler Road. This expansive estate in Cutler Cay offers 24/7 gated security entry. Residents can enjoy resort-style amenities including a heated pool, steam room, sauna, and pickle ball/tennis courts or walks in the quiet community. Step inside to soaring vaulted ceilings and a grand foyer that creates an impressive first impression. The spacious layout is filled with natural light and designed for both comfortable living and elegant entertaining. The backyard backs onto a lush nature preserve, providing exceptional privacy, perfect for relaxing by the pool or enjoying peaceful mornings in the screened-in patio. This estate has 5 bedrooms and 4.5 bathrooms, with 3,982 sq ft. 3 car garage has plenty of room for cars and golf cart. Downstairs is a 1 bedroom and 2.5 bathroom. Upstairs on the west side features three bedrooms: two share a Jack-and-Jill bathroom, and one has a private en-suite. Then, step inside the Master suite through its double doors on the east wing, its 2 big walk-in closets, grande marble bathroom with jacuzzi tub, walk in shower offer a spa like retreat. The kitchen has solid wood cabinetry, granite tops, SS appliances and a reverse osmosis water filtration system. Bright and extremely spacious. Walking distance to the prestigious Palmer Trinity school, minutes from Westminster and the highest ranking public schools in Miami. Immaculately maintained by its owners. Contact Listing agent for your private showing.
Facts & features
The home at a glance
5
Bedrooms
4.5
Bathrooms
3,982
Sqft
3
Garage
2007
Year built
$294
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,871 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,871/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−37.5%
$/sqft vs CUTLER CAY
$294 vs $265
Days on market
109 vs 56 typical
Where $294/sqft sits among the 17 homes for sale in CUTLER CAY
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cutler Bay
Get to know Cutler Bay. See the full Cutler Bay guide →
CUTLER BAY 33157 — neighborhood snapshot
Population
69,605
Median age
40.6
Median income
$80,364
Median home value
$478,300
Avg household
3.17
Households w/ children
8,138
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cutler Bay market
$530K → $593K
Cutler Bay median sold, yr/yr
99.2%
Sale-to-list ratio (12 mo)
0 of 17
CUTLER CAY have cut their price
Median sold price, Cutler Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 155% above the CUTLER BAY 33157 median. See the full Cutler Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near 7601 SW 187th St
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,085,000
7996 SW 195th St, Cutler Bay FL 33157 · same community
5 bd · 4.5 ba · 3,982 sqft · $272/sqft · 55 DOM
Sold · Oct ’25$1,190,000
7512 SW 187th St, Cutler Bay FL 33157 · same community
5 bd · 4.5 ba · 3,982 sqft · $299/sqft · 35 DOM
Sold · Nov ’25$840,000
7996 SW 195th St, Cutler Bay FL 33157 · same community
5 bd · 4.5 ba · 3,982 sqft · $211/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7601 SW 187th St — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7601 SW 187th St — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7601 SW 187th St FAQs
What would the monthly payment be for 7601 SW 187th St, Cutler Bay FL 33157?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,871/mo — principal and interest, the actual property-tax bill, the $508/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7601 SW 187th St, Cutler Bay FL 33157?+
The association fee works out to $508 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7601 SW 187th St, Cutler Bay FL 33157?+
The most recent tax bill on record (2025) was $17,408. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7601 SW 187th St, Cutler Bay FL 33157?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cutler Bay?+
At $1,170,000, this home is listed about 104% above the Cutler Bay median of $574,250. The market section on this page shows how the area is trending.
Which schools are assigned to 7601 SW 187th St, Cutler Bay FL 33157?+
Robert Russa Moton Elementary School (elementary), Southwood Middle School (middle), Miami Palmetto Senior High School (high), Title I Migrant Education Program (), Instructional Center System Wide (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,170,000 runs 155% above the CUTLER BAY 33157 median — but at 3,982 sqft it's also nearly 3 times the size of the typical Cutler Bay listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $508/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Robert Russa Moton Elementary School, Southwood Middle School, Miami Palmetto Senior High School, Title I Migrant Education Program, Instructional Center System Wide, District Instructional Center (Dic) — Southwood Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,197,000, now $1,170,000 — a $27K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Coldwell Banker Realty · Gianni Perocarpi. MLS #A12010295.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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