650 NE 76th St, Miami FL 33138, MIAMI, FL, 33138
Active79 days on marketListed May 25, 2026MLS #A12010423
About this home
650 NE 76th St, Miami FL 33138
Old Hollywood elegance meets tropical Miami living in Belle Meade! Nestled in one of Miami’s most sought-after gated neighborhoods, this one-of-a-kind 1938 Old Spanish estate sits on a lush double lot surrounded by mature trees, tropical landscaping, and serene garden spaces. The private compound includes a 3-bedroom, 2-bath main residence plus three additional living spaces: a 1-bedroom apartment above the main house and two separate guest cottages, offering a total of 6 bedrooms and 5 bathrooms across multiple living Spaces. Architectural details include dramatic vaulted ceilings in the great room, arched windows, a fireplace, and multiple second-story patios overlooking the verdant grounds. Additional features include impact windows throughout, remodeled kitchen and bathrooms in the main house, updated plumbing and electrical, a newer roof, and a well-water irrigation system. The enchanting outdoor spaces feature lush gardens, a fenced yard, carport, 5 parking spaces and exceptional privacy behind walls and gates. Ideally positioned adjacent to the Belle Meade guard gate for added security and convenience. Located within walking distance to neighborhood shops and restaurants and close proximity to the Design District & beaches, this is a rare opportunity to own a true Miami classic in one of the city’s most beloved neighborhoods.
Facts & features
The home at a glance
6
Bedrooms
5
Bathrooms
3,107
Sqft
1938
Year built
$901
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$17,811 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$17,811/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Miami actives
$901 vs $513
Days on market
79 vs 66 typical
Where $901/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Upper Eastside
Get to know Miami. See the full Miami guide →
Upper Eastside — neighborhood snapshot
Population
14,642
Median age
43
Median income
$80,911
Median home value
$854,030
Avg household
2
Households w/ children
1,433
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
36 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 748% above the MIAMI 33138 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 650 NE 76th St
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$3,900,000
736 NE 77th St, Miami FL 33138 · same community
4 bd · 4.5 ba · 3,774 sqft · $1,033/sqft · 145 DOM
Sold · Jun ’26$2,550,000
Nearby listing · same community
3 bd · 2 ba · 2,256 sqft · $1,130/sqft · 8 DOM
Sold · Mar ’26$1,150,000
813 NE 81st St, Miami FL 33138
5 bd · 3.5 ba · 3,123 sqft · $368/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 650 NE 76th St — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 650 NE 76th St — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
650 NE 76th St FAQs
What would the monthly payment be for 650 NE 76th St, Miami FL 33138?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $17,811/mo — principal and interest, the actual property-tax bill, the $3/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 650 NE 76th St, Miami FL 33138?+
The association fee works out to $3 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 650 NE 76th St, Miami FL 33138?+
The most recent tax bill on record (2025) was $17,940. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 650 NE 76th St, Miami FL 33138?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Miami?+
At $2,799,000, this home is listed about 359% above the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 650 NE 76th St, Miami FL 33138?+
Morningside K-8 Academy (elementary), District Instructional Center (Dic) (), Horace Mann Middle School (middle), Booker T. Washington Senior High (high), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$2,799,000 runs 748% above the MIAMI 33138 median — but at 3,107 sqft it's also nearly 3 times the size of the typical Miami listing.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Morningside K-8 Academy, District Instructional Center (Dic), Horace Mann Middle School, Booker T. Washington Senior High, Instructional Center System Wide, Title I Migrant Education Program — Morningside K-8 Academy rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of Keller Williams Eagle Realty · Daniela Ferraro. MLS #A12010423.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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