437 NE 107th St, Miami FL 33161, MIAMI, FL, 33161
Active104 days on marketListed May 1, 2026MLS #A12011263
About this home
437 NE 107th St, Miami FL 33161
Magnificent 6-bedroom, 4-bath pool home, impeccably maintained and located in the heart of Miami Shores. This spacious residence offers a versatile and bright layout, perfect for comfortable living and entertaining. The main house features updated flooring throughout, along with expansive living areas that flow seamlessly into a private backyard oasis, complete with a sparkling pool and lush tropical landscaping—ideal for enjoying the South Florida lifestyle year-round. The main home has 4 bedrooms and 2 baths and Behind the main house, there is a separate structure with two studio units, providing an excellent option for family members, guests, or a private workspace. Situated on a quiet street in a highly desirable neighborhood, close to top-rated schools, parks, restaurants, shopping, and major highways. The property can be rented furnished or unfurnished, offering the flexibility you need. Price is firm, seller is not accepting offers below asking.
Facts & features
The home at a glance
6
Bedrooms
4
Bathrooms
2,360
Sqft
1946
Year built
$487
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,068 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,068/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+57.8%
$/sqft vs Miami actives
$487 vs $511
Days on market
104 vs 66 typical
Where $487/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Miami
Get to know Miami. See the full Miami guide →
MIAMI 33161 — neighborhood snapshot
Population
54,128
Median age
37.5
Median income
$55,265
Median home value
$376,500
Avg household
2.95
Households w/ children
6,165
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
36 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 785% above the MIAMI 33161 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 437 NE 107th St
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$1,900,000
1259 NE 97th St, Miami Shores FL 33138
5 bd · 4.5 ba · 2,403 sqft · $791/sqft · 296 DOM
Sold · Jun ’26$1,227,500
144 NE 91st St, Miami Shores FL 33138
5 bd · 4 ba · 2,431 sqft · $505/sqft · 34 DOM
Sold · Feb ’26$1,585,000
11975 W Biscayne Canal Rd, Miami FL 33161
6 bd · 3 ba · 2,431 sqft · $652/sqft · 74 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 437 NE 107th St — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 437 NE 107th St — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
437 NE 107th St FAQs
What would the monthly payment be for 437 NE 107th St, Miami FL 33161?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,068/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 437 NE 107th St, Miami FL 33161?+
The most recent tax bill on record (2025) was $15,256. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 437 NE 107th St, Miami FL 33161?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Miami?+
At $1,150,000, this home is listed about 89% above the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 437 NE 107th St, Miami FL 33161?+
Gratigny Elementary School (elementary), North Miami Senior High School (high), North Miami Middle School (middle), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of Miami Portfolio Collection · Efren Grafals. MLS #A12011263.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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