13455 SW 104th Ter, Miami FL 33186, MIAMI, FL, 33186
Pending103 days on marketListed May 4, 2026MLS #A12012733
About this home
13455 SW 104th Ter, Miami FL 33186
Spacious, beautiful, and perfectly positioned in the highly sought-after The Crossings community, this 4-bedroom, 2-bath home offers the ideal blend of comfort, privacy, and location. From the moment you walk in, you’re welcomed by a bright, open layout filled with natural light, creating a warm and inviting atmosphere throughout. The kitchen features a central cooking island with gorgeous granite countertops, ample storage, and a pantry, making it ideal for both everyday living and entertaining. The home offers spacious bedrooms with walk-in closets, providing comfort and functionality for the whole family. This property is equipped with full impact windows and doors, delivering added security and energy efficiency. Step outside to a true backyard oasis complete with a pool and cabana, along with a covered patio area—perfect for relaxing or hosting gatherings. An additional detached structure/shed offers extra storage or potential for a variety of uses. Located in a quiet, family-friendly neighborhood with a strong sense of community, and just minutes from top-rated schools, shopping, dining, and major roadways, this home checks every box. Opportunities in The Crossings are rare—don’t miss your chance to make this one yours.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,897
Sqft
2
Garage
1980
Year built
$443
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,969 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,969/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.8%
Days on market
103 vs 66 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Miami
Get to know Miami. See the full Miami guide →
MIAMI 33186 — neighborhood snapshot
Population
67,597
Median age
40.9
Median income
$86,481
Median home value
$422,300
Avg household
2.86
Households w/ children
7,878
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 141% above the MIAMI 33186 median. See the full Miami market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13455 SW 104th Ter — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13455 SW 104th Ter — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13455 SW 104th Ter FAQs
What would the monthly payment be for 13455 SW 104th Ter, Miami FL 33186?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,969/mo — principal and interest, the actual property-tax bill, the $81/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13455 SW 104th Ter, Miami FL 33186?+
The association fee works out to $81 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13455 SW 104th Ter, Miami FL 33186?+
The most recent tax bill on record (2025) was $10,562. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Miami?+
At $840,000, this home is listed about 38% above the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13455 SW 104th Ter, Miami FL 33186?+
Gloria Floyd Elementary School (elementary), Richmond Heights Middle School (middle), Miami Sunset Senior High School (high), Instructional Center System Wide (), Title I Migrant Education Program (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of Keller Williams Realty Premier Properties · Pedro Casanova. MLS #A12012733.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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