2984 Mary St, Miami FL 33133, MIAMI, FL, 33133
Active100 days on marketListed May 5, 2026MLS #A12013238
About this home
2984 Mary St, Miami FL 33133
Modern tri-level townhome in the heart of Coconut Grove. Fully renovated in 2024 and move-in ready. This 2 bedroom, 2 bath home plus Den offers a flexible layout that works for a variety of lifestyles. The second level features a comfortable bedroom and a den that can easily function as a home office or third bedroom. The entire third floor is dedicated to a spacious primary suite, giving you a true sense of separation and privacy. The kitchen has been tastefully updated with designer finishes and SMEG appliances, while both bathrooms have been fully renovated. Major upgrades include impact windows and doors, a new 2025 roof, and plumbing updated to PVC. Out back, you’ll find a quiet, private yard great for relaxing or entertaining. In-unit Washer & Dryer. The home also includes two deeded parking spaces. HOA dues are $650/month. Flood Zone X. Located just five blocks from CocoWalk, you’re within easy walking distance to dining, shopping, parks, and everything that makes Coconut Grove so desirable. Tenants in place until 8/1/26.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,092
Sqft
1976
Year built
$823
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,930 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,930/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+26.5%
$/sqft vs Miami actives
$823 vs $511
Days on market
100 vs 66 typical
Where $823/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North-east Coconut Grove
Get to know Miami. See the full Miami guide →
North-east Coconut Grove — neighborhood snapshot
Population
11,592
Median age
43
Median income
$154,193
Median home value
$1,187,873
Avg household
2
Households w/ children
1,095
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
36 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% above the MIAMI 33133 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 2984 Mary St
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$840,000
3540 Main Hwy # 407, Coconut Grove FL 33133
1 bd · 2 ba · 1,092 sqft · $769/sqft · 206 DOM
Sold · Apr ’26$1,010,000
2889 Mcfarlane Rd # 1601, Coconut Grove FL 33133
2 bd · 2.5 ba · 1,098 sqft · $920/sqft · 115 DOM
Sold · Nov ’25$1,250,000
2889 Mcfarlane Rd # 1801, Miami FL 33133
2 bd · 2 ba · 1,098 sqft · $1,138/sqft · 101 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 2984 Mary St — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2984 Mary St — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2984 Mary St FAQs
What would the monthly payment be for 2984 Mary St, Miami FL 33133?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,930/mo — principal and interest, the actual property-tax bill, the $650/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2984 Mary St, Miami FL 33133?+
The association fee works out to $650 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2984 Mary St, Miami FL 33133?+
The most recent tax bill on record (2025) was $11,187. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2984 Mary St, Miami FL 33133?+
The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Miami?+
At $899,000, this home is listed about 47% above the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2984 Mary St, Miami FL 33133?+
Coconut Grove Elementary School (elementary), Coral Gables Senior High School (high), Ponce De Leon Middle School (middle), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$899,000 runs 31% above the MIAMI 33133 median.
02None views
The none view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $650/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Coconut Grove Elementary School, Coral Gables Senior High School, Ponce De Leon Middle School, District Instructional Center (Dic), Instructional Center System Wide, Title I Migrant Education Program — Coconut Grove Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $925,000, now $899,000 — a $26K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Compass Florida, LLC · Robert Perez. MLS #A12013238.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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