12 Royal Palm Way # 103, Boca Raton FL 33432, BOCA RATON, FL, 33432
Active104 days on marketListed May 5, 2026MLS #A12013753
About this home
12 Royal Palm Way # 103, Boca Raton FL 33432
Fully updated 2-bedroom, 2-bathroom first-floor condominium located in the highly desirable Boca Bayou community. This move-in ready residence features a modern interior with tasteful upgrades throughout, offering both comfort and style. Enjoy a prime East Boca location with convenient access to beaches, Mizner Park, and top dining and shopping destinations. Relax and unwind with a lovely view in a peaceful, well-maintained building. Boca Bayou is a gated waterfront community with excellent amenities. Dock available for rent separately. Contact listing agent for more information or to schedule a private tour.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$183 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$183/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Boca Bayou
Get to know Boca Raton. See the full Boca Raton guide →
Boca Bayou — neighborhood snapshot
Population
1,303
Median age
48
Median income
$67,177
Median home value
$271,100
Avg household
1
Households w/ children
51%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Boca Raton market
$3.6M → $710K
Boca Raton median sold, yr/yr
93.4%
Sale-to-list ratio (12 mo)
Median sold price, Boca Raton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the BOCA RATON 33432 median. See the full Boca Raton market guide →
Paper trail
This home's history
Reality check
What actually sold near 12 Royal Palm Way # 103
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$250,000
664 SE 20th Ave # 6, Deerfield Beach FL 33441
1 bd · 1 ba · 360 sqft · $694/sqft · 36 DOM
Sold · Apr ’26$245,000
120 NE 20th Ave # 27, Deerfield Beach FL 33441
1 bd · 1 ba · 430 sqft · $570/sqft · 61 DOM
Sold · Jun ’26$284,900
120 NE 20th Avenue # 30, Deerfield Beach FL 33441
1 bd · 1 ba · 470 sqft · $606/sqft · 303 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12 Royal Palm Way # 103 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12 Royal Palm Way # 103 — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12 Royal Palm Way # 103 FAQs
What would the monthly payment be for 12 Royal Palm Way # 103, Boca Raton FL 33432?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $183/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 12 Royal Palm Way # 103, Boca Raton FL 33432?+
The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Boca Raton?+
At $3,200, this home is listed about 99% below the Boca Raton median of $549,950. The market section on this page shows how the area is trending.
Which schools are assigned to 12 Royal Palm Way # 103, Boca Raton FL 33432?+
Boca Raton Elementary School (elementary), Boca Raton Community Middle School (middle), Boca Raton Community High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the BOCA RATON 33432 market on paper
$3,200 is 99% below the BOCA RATON 33432 median of $399,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Boca Raton Elementary School, Boca Raton Community Middle School, Boca Raton Community High School, Glades Construction Academy At West Technical — Boca Raton Community High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of Real Estate Sales Force · Bianca Andres. MLS #A12013753.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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