CENTURY 21 Edge
$580,0005 bd4.5 ba$4,129 /mo all-in ↓

1292 BLUE ISLAND DRIVE # 1292, Clermont FL 34714, CLERMONT, FL, 34714

Active105 days on marketListed May 6, 2026MLS #A12014014

TownhouseWINDSOR CAY PHASE 1 PB 80

About this home

1292 BLUE ISLAND DRIVE # 1292, Clermont FL 34714

Discover the perfect blend of vacation comfort and investment potential in this stunning 5-bedroom, 4.5-bath townhome located in the Windsor Cay Resort, right in the heart of Central Florida. Boasting a bright and open layout, this home features a fully equipped kitchen, modern appliances, and the added convenience of an in-unit washer and dryer. Step outside to your private pool—an ideal spot to unwind after a day of adventure or host family and friends under the Florida sun. Windsor Cay offers a premium resort lifestyle with impressive amenities such as: 24/7 gated security * Resort-style pool with splash area * Fitness center and sports courts * Onsite tavern and grill * 9-hole mini golf course Playground and more With short-term rental zoning and a location just minutes from Orlando’s world-famous attractions, this property is ideal for those looking to enjoy a second home or generate consistent rental income. Whether you're planning your next getaway or searching for a smart real estate investment, this townhome delivers on all fronts

Facts & features

The home at a glance

5

Bedrooms

4.5

Bathrooms

2024

Year built

Other View view

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Microwave · Electric Range · Refrigerator
InteriorWalk-In Closet(s)
CoolingCentral Air
HeatingCentral

Outside & construction

ConstructionCBS Construction
ViewOther View
Parking1 Space
ExteriorOther · Open Balcony

Community & fees

HOA fee$450/mo
Taxes (2024)$2,065/yr
PetsRestrictions Or Possible Restrictions

Utilities & systems

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,129 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,130
PMI (est., until 20% equity)$218
Property tax — 2024 actual bill$172
HOA fee — from the listing$450
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $58,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $58,000
Interest rate6.00%
Loan term

Estimated payment

$4,129/mo

Principal & interest$3,130
PMI (est., until 20% equity)$218
Property taxes (actual bill)$172
HOA / condo fee$450
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Clermont

Map of 1292 BLUE ISLAND DRIVE # 1292, Clermont FL 34714

Drive times from this address

Walt Disney World18 min
Universal Orlando31 min
Downtown Orlando37 min
Orlando Int’l Airport (MCO)42 min
Downtown Tampa70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clermont. See the full Clermont guide →

CLERMONT 34714 — neighborhood snapshot

Population

26,826

Median age

34.2

Median income

$74,470

Median home value

$343,600

Avg household

2.82

Households w/ children

3,295

For the school run

Lake County School District

MiddleWindy Hill Middle School★★★★★
ElementaryLost Lake Elementary School★★★★
HighEast Ridge High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clermont market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$443K$444K

Clermont median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 61% above the CLERMONT 34714 median. See the full Clermont market guide →

Paper trail

This home's history

May 6, 2026Listed at $580,000 · 105 days on market since
2024Built · WINDSOR CAY PHASE 1 PB 80

Reality check

What actually sold near 1292 BLUE ISLAND DRIVE # 1292

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

328 SUMMER PLACE LOOPSold · Feb ’26

$389,000

328 SUMMER PLACE LOOP

4 bd · 3 ba · 1,626 sqft · $239/sqft · 7 DOM

16602 LAZY BREEZE LOOPSold · Apr ’26

$410,000

16602 LAZY BREEZE LOOP

4 bd · 3 ba · 1,632 sqft · $251/sqft · 92 DOM

16805 LAZY BREEZE LOOPSold · Apr ’26

$410,000

16805 LAZY BREEZE LOOP

4 bd · 3 ba · 1,638 sqft · $250/sqft · 12 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Solance Kallendorf

Your agent

Solance Kallendorf

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1292 BLUE ISLAND DRIVE # 1292 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1292 BLUE ISLAND DRIVE # 1292 — before you fall in love.

See it in person

Schedule a tour

Live availability from Solance's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1292 BLUE ISLAND DRIVE # 1292 FAQs

What would the monthly payment be for 1292 BLUE ISLAND DRIVE # 1292, Clermont FL 34714?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,129/mo — principal and interest, the actual property-tax bill, the $450/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1292 BLUE ISLAND DRIVE # 1292, Clermont FL 34714?+

The association fee works out to $450 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1292 BLUE ISLAND DRIVE # 1292, Clermont FL 34714?+

The most recent tax bill on record (2024) was $2,065. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1292 BLUE ISLAND DRIVE # 1292, Clermont FL 34714?+

The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clermont?+

At $580,000, this home is listed about 26% above the Clermont median of $460,995. The market section on this page shows how the area is trending.

Which schools are assigned to 1292 BLUE ISLAND DRIVE # 1292, Clermont FL 34714?+

Windy Hill Middle School (middle), Lost Lake Elementary School (elementary), East Ridge High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$580,000 runs 61% above the CLERMONT 34714 median.

02Other View views

The other view view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

105 days on market against a Clermont median of 45 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Windy Hill Middle School, Lost Lake Elementary School, East Ridge High School — Lost Lake Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of Miami Life Realty LLC · Jorge Kupferman. MLS #A12014014.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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