12801 SW 248th Ter, Homestead FL 33032, HOMESTEAD, FL, 33032
Active105 days on marketListed May 6, 2026MLS #A12014348
About this home
12801 SW 248th Ter, Homestead FL 33032
4 bedrooms, 2 bathrooms plus garage. Beautiful and well-maintained single-family home in a quiet Homestead neighborhood. Spacious one-story layout with ceramic floors and a functional design ideal for families or investors. Low HOA. Conveniently located with quick access to the Turnpike, near schools, parks, and major roads.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,818
Sqft
1
Garage
1991
Year built
$308
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,914 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,914/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.9%
$/sqft vs Homestead actives
$308 vs $268
Days on market
105 vs 57 typical
Where $308/sqft sits among the 399 Homestead actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Homestead
Get to know Homestead. See the full Homestead guide →
HOMESTEAD 33032 — neighborhood snapshot
Population
62,021
Median age
33.5
Median income
$74,995
Median home value
$374,700
Avg household
3.38
Households w/ children
9,136
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homestead market
$461K → $488K
Homestead median sold, yr/yr
98.9%
Sale-to-list ratio (12 mo)
59 of 399
Homestead actives have cut their price
Median sold price, Homestead, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% above the HOMESTEAD 33032 median. See the full Homestead market guide →
Paper trail
This home's history
Reality check
What actually sold near 12801 SW 248th Ter
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$535,000
24958 SW 128th Path, Homestead FL 33032 · same community
4 bd · 2 ba · 1,496 sqft · $358/sqft · 26 DOM
Sold · Dec ’25$470,000
12740 SW 249th Ter, Homestead FL 33032 · same community
3 bd · 2 ba · 1,397 sqft · $336/sqft · 7 DOM
Sold · Mar ’26$450,000
24938 SW 128th Path, Homestead FL 33032 · same community
3 bd · 2 ba · 1,197 sqft · $376/sqft · 112 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12801 SW 248th Ter — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12801 SW 248th Ter — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12801 SW 248th Ter FAQs
What would the monthly payment be for 12801 SW 248th Ter, Homestead FL 33032?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,914/mo — principal and interest, the actual property-tax bill, the $65/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12801 SW 248th Ter, Homestead FL 33032?+
The association fee works out to $65 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12801 SW 248th Ter, Homestead FL 33032?+
The most recent tax bill on record (2025) was $1,737. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Homestead?+
At $560,000, this home is listed about 25% above the Homestead median of $449,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12801 SW 248th Ter, Homestead FL 33032?+
Coconut Palm K-8 Academy (elementary), Title I Migrant Education Program (), Redland Middle School (middle), Homestead Senior High School (high), Instructional Center System Wide (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$560,000 runs 40% above the HOMESTEAD 33032 median.
02Other views
The other view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $589,900, now $560,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Angelica M Baez Real Estate Brokerage LLC · Angelica Baez Baez. MLS #A12014348.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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