16654 SW 103rd Ln, Miami FL 33196, MIAMI, FL, 33196
Active97 days on marketListed May 8, 2026MLS #A12014650
About this home
16654 SW 103rd Ln, Miami FL 33196
Come see this beautiful, turnkey single family, double car garage, paver driveway, one-story home in a great location full of infrastructure around such as parks, shoppes, supermarkets, and dining. As you enter, you will see the high ceilings leading to the living area, dining room, huge kitchen and family room. The sliders will lead to an inviting back yard with a built-in bbq grill and enough space to entertain and even build a future pool. As you return to the interior, retreat toward 4 bedrooms and 2 full baths that have been remodeled and look amazing. The house passes the 4-point wind mitigation due to its accordion shutters throughout, reinforced garage door and reinforced roof truss straps. House is vacant and ready to show, just contact listing agent to schedule your appointment.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,742
Sqft
2
Garage
1997
Year built
$373
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,636 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,636/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.2%
$/sqft vs Miami actives
$373 vs $511
Days on market
97 vs 66 typical
Where $373/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Forest Lakes
Get to know Miami. See the full Miami guide →
Forest Lakes — neighborhood snapshot
Population
4,857
Median age
45
Median income
$115,417
Median home value
$437,059
Avg household
3
Households w/ children
663
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
36 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 110% above the MIAMI 33196 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 16654 SW 103rd Ln
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$545,000
9921 SW 164th Ct, Miami FL 33196
3 bd · 2 ba · 1,723 sqft · $316/sqft · 10 DOM
Sold · Nov ’25$605,000
10420 SW 160th Ct, Miami FL 33196
3 bd · 2 ba · 1,773 sqft · $341/sqft · 8 DOM
Sold · Dec ’25$600,000
15576 SW 103rd St, Miami FL 33196
3 bd · 2.5 ba · 1,777 sqft · $338/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 16654 SW 103rd Ln — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16654 SW 103rd Ln — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
16654 SW 103rd Ln FAQs
What would the monthly payment be for 16654 SW 103rd Ln, Miami FL 33196?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,636/mo — principal and interest, the actual property-tax bill, the $150/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16654 SW 103rd Ln, Miami FL 33196?+
The association fee works out to $150 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16654 SW 103rd Ln, Miami FL 33196?+
The most recent tax bill on record (2025) was $6,900. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16654 SW 103rd Ln, Miami FL 33196?+
The listing reports pets: More Than 20 Lbs. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Miami?+
At $649,900, this home is listed about 7% above the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 16654 SW 103rd Ln, Miami FL 33196?+
Christina M. Eve Elementary School (elementary), Felix Varela Senior High School (high), Hammocks Middle School (middle), Instructional Center System Wide (), Title I Migrant Education Program (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$649,900 runs 110% above the MIAMI 33196 median — but at 1,742 sqft it's also 44% larger than the typical Miami listing.
02Other views
The other view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Christina M. Eve Elementary School, Felix Varela Senior High School, Hammocks Middle School, Instructional Center System Wide, Title I Migrant Education Program, District Instructional Center (Dic) — Christina M. Eve Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of Florida Realty of Miami Corp · Sam Branco. MLS #A12014650.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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