474 Peninsula Dr, Fort Pierce FL 34946, FORT PIERCE, FL, 34946
Active102 days on marketListed May 8, 2026MLS #A12015618
About this home
474 Peninsula Dr, Fort Pierce FL 34946
Experience waterfront living at its best in this beautifully updated 6-bedroom, 4.5-bathroom home in Fort Pierce. Designed with modern finishes, bright open spaces, and effortless indoor-outdoor flow, this property offers the kind of lifestyle renters are searching for in 2026. Enjoy stunning water views, a private pool, direct water access, and multiple outdoor areas perfect for relaxing or entertaining. Whether you're looking for a luxury seasonal escape or a full-time waterfront residence, this home delivers space, privacy, and the ultimate Florida lifestyle in one unforgettable setting.
Facts & features
The home at a glance
6
Bedrooms
4.5
Bathrooms
3,590
Sqft
2
Garage
1980
Year built
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$232 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$232/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Fort Pierce actives
$3 vs $209
Days on market
102 vs 65 typical
Where $3/sqft sits among the 399 Fort Pierce actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fort Pierce
Get to know Fort Pierce. See the full Fort Pierce guide →
FORT PIERCE 34946 — neighborhood snapshot
Population
6,588
Median age
39
Median income
$40,488
Median home value
$128,100
Avg household
2.38
Households w/ children
611
For the school run
St. Lucie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort Pierce market
$515K → $301K
Fort Pierce median sold, yr/yr
94.7%
Sale-to-list ratio (12 mo)
38 of 399
Fort Pierce actives have cut their price
Median sold price, Fort Pierce, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 96% below the FORT PIERCE 34946 median. See the full Fort Pierce market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 474 Peninsula Dr — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 474 Peninsula Dr — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
474 Peninsula Dr FAQs
What would the monthly payment be for 474 Peninsula Dr, Fort Pierce FL 34946?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $232/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 474 Peninsula Dr, Fort Pierce FL 34946?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fort Pierce?+
At $10,000, this home is listed about 97% below the Fort Pierce median of $319,900. The market section on this page shows how the area is trending.
Which schools are assigned to 474 Peninsula Dr, Fort Pierce FL 34946?+
Lakewood Park Elementary School (elementary), Dan McCarty Middle School (middle), St. Lucie Elementary School (elementary), Treasure Coast High School (high) — St. Lucie County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the FORT PIERCE 34946 market on paper
$10,000 is 96% below the FORT PIERCE 34946 median of $250,000, and at $3/sqft it sits under the Fort Pierce average of $298.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $11,500, now $10,000 — a $2K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Joshua Realty Services, LLC. · Levi Tennenhaus. MLS #A12015618.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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