CENTURY 21 Edge
$220,0001 bd1 ba550 sqft$400 /sqft$2,072 /mo all-in ↓

, MIAMI, FL, 33125

Active63 days on marketListed May 18, 2026MLS #A12016292

Priced 21% below the MIAMI 33125 medianCondominiumSEGOVIA GARDENS CONDO

About this home

Rarely availabe, this is a clean, well maintained 12 unit building and easily managed. This unit (and all other units) is always rented & never has been vacant since it was purchased 7 years ago. Long term (5 years)renter currently paying $1775.00. Never has defaulted or paid late Tenant has a history of paying 1-2 weeks BEFORE the due date for years , records available Its as passive and clean returns you can get in RE Lease was recently renewed & ends June 30, 2027 No special assessments (building is well funded & managed by the BOD) Updated & remodeled, exactly as pics, new AC & appliances Tub was repainted last year but paint is flaking due to normal wear and tear. One reserved parking and 2 visitor parking inside the building Off street parking is also available just outside the gate. Owner/realtor also has 3 more units (2/1) for sale in the same building. Buy all 4, become president and assume control of the board. Owner/realtor acting as HOA president recently completed the 40 year certification in Feb 2024. In this period, roofing was done, building painted. cameras installed, sensor controlled LED outdoor lighting new asphalt and many other improvements. BOD is actively managing and making improvements. No reserve/minimum reserves but HOA is well funded and will soon be making a contribution to the reserve account and get it up to speed.Monthly dues for this unit is $350.92 Property taxes $2023 Do the math and send a clean offer

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

550

Sqft

1972

Year built

$400

Per sqft

None view

Inside

FlooringTile
AppliancesElectric Range
InteriorSecond Floor Entry
CoolingCentral Air
HeatingOther

Outside & construction

ConstructionOther
ViewNone
Parking1 Space
ExteriorOther

Community & fees

HOA fee$351/mo
Taxes (2025)$2,023/yr
PetsDogs OK

Utilities & systems

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,072 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,295
FHA mortgage insurance (est.)$97
Property tax — 2025 actual bill$169
Condo fee — from the listing$351
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,700Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,700
Interest rate6.00%
Loan term

Estimated payment

$2,072/mo

Principal & interest$1,295
FHA mortgage insurance (est.)$97
Property taxes (actual bill)$169
HOA / condo fee$351
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $220K
$159KedgeAI estimate $191,570 · range $165K$295K$307K

vs edgeAI estimate

+14.8%

$/sqft vs Miami actives

$400 vs $491

Days on market

63 vs 26 typical

Where $400/sqft sits among the 400 Miami actives

171 · this home
99
51
25
21
33
$186–417$417–647$647–878$878–1108$1108–1338$1338+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Allapattah

Map of  inside its neighborhood boundary

Get to know Miami. See the full Miami guide →

Allapattah — neighborhood snapshot

Population

43,849

Median age

45

Median income

$38,607

Median home value

$353,196

Avg household

3

Households w/ children

4,519

For the school run

Dade County School District

ElementaryPaul Laurence Dunbar K-8 Center★★★★
HighBooker T. Washington Senior High★★★★★
District Instructional Center (Dic)
Instructional Center System Wide
Title I Migrant Education Program

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Miami market

Seller’s marketLeans seller3.7 months of inventoryBuyer’s market

$495K$560K

Miami median sold, yr/yr

98.2%

Sale-to-list ratio (12 mo)

44 of 400

Miami actives have cut their price

Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 21% below the MIAMI 33125 median. See the full Miami market guide →

Paper trail

This home's history

May 18, 2026Listed at $220,000 · 63 days on market since
1972Built · SEGOVIA GARDENS CONDO

Reality check

What actually sold near

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

950 NW 11th St # 3B, Miami FL 33136Sold · Feb ’26

$192,000

950 NW 11th St # 3B, Miami FL 33136

1 bd · 1 ba · 546 sqft · $352/sqft · 5 DOM

1478 NW 1st St # 304, Miami FL 33125Sold · Aug ’25

$169,000

1478 NW 1st St # 304, Miami FL 33125

1 bd · 1 ba · 540 sqft · $313/sqft · 168 DOM

1241 NW 6th St # 2, Miami FL 33125Sold · Nov ’25

$168,000

1241 NW 6th St # 2, Miami FL 33125

1 bd · 1 ba · 539 sqft · $312/sqft · 56 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Robert Holmgren

Your agent

Robert Holmgren

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for — before you fall in love.

See it in person

Schedule a tour

Live availability from Robert's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

FAQs

What would the monthly payment be for ?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,072/mo — principal and interest, the actual property-tax bill, the $351/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at ?+

The association fee works out to $351 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on ?+

The most recent tax bill on record (2025) was $2,023. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at ?+

The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Miami?+

At $220,000, this home is listed about 56% below the Miami median of $500,000. The market section on this page shows how the area is trending.

Which schools are assigned to ?+

Paul Laurence Dunbar K-8 Center (elementary), Booker T. Washington Senior High (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the MIAMI 33125 market on paper

$220,000 is 21% below the MIAMI 33125 median of $277,450, and at $400/sqft it sits under the Miami average of $469.

02None views

The none view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

63 days on market against a Miami median of 26 — sellers in this position are usually ready to negotiate.

Listing courtesy of Florida Realty of Miami Corp · Sanjay Agnani. MLS #A12016292.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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