CENTURY 21 Edge
$1,650,0003,290 sqft$502 /sqft$11,007 /mo all-in ↓

2190 SW 14th Ter, Miami FL 33145, MIAMI, FL, 33145

Active91 days on marketListed May 13, 2026MLS #A12018760

QuadruplexWESTMOOR

About this home

2190 SW 14th Ter, Miami FL 33145

Introducing 2190 SW 14th Terrace, a fully renovated, turnkey, 100% leased 6-unit multifamily in Miami's Shenandoah corridor. The property delivers stabilized in-place income of $132,000 annually, with all leases running through mid-2027. A comprehensive 2020 renovation addressed major building components: new roof, hurricane-rated impact windows and doors, individual mini-split HVAC (central AC in one unit), new electrical, perimeter fencing, full interior gut with new tile flooring, kitchens and bathrooms, coinless laundry (owned), and tankless water heaters. Unit mix of 2 studios (approx. 450 SF) and 4 one-bed/one-bath apartments (approx. 600 SF), each with an assigned on-site parking space. Centrally positioned minutes from Brickell, the Health District, Coral Gables, Coconut Grove, and Calle Ocho. Shenandoah sits at a higher elevation than Miami's coastal submarkets, a growing consideration for lenders and insurers.

Facts & features

The home at a glance

3,290

Sqft

1957

Year built

$502

Per sqft

Inside

FlooringTile
CoolingElectric · Other · Zoned
HeatingWindow/Wall

Outside & construction

RoofShingle
ConstructionConcrete Block Construction

Community & fees

Taxes (2025)$15,900/yr

Utilities & systems

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$11,007 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,903
PMI (est., until 20% equity)$619
Property tax — 2025 actual bill$1,325
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $165,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $165,000
Interest rate6.00%
Loan term

Estimated payment

$11,007/mo

Principal & interest$8,903
PMI (est., until 20% equity)$619
Property taxes (actual bill)$1,325
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Miami actives

$502 vs $513

Days on market

91 vs 66 typical

Where $502/sqft sits among the 400 Miami actives

158
104 · this home
54
30
19
35
$185–417$417–649$649–882$882–1114$1114–1346$1346+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Shenandoah

Map of 2190 SW 14th Ter, Miami FL 33145 inside its neighborhood boundary

Get to know Miami. See the full Miami guide →

Shenandoah — neighborhood snapshot

Population

10,347

Median age

48

Median income

$70,606

Median home value

$593,895

Avg household

2

Households w/ children

709

For the school run

Dade County School District

ElementaryShenandoah Elementary School★★★★★
MiddleShenandoah Middle School★★★★★
HighMiami Senior High School★★★★★
District Instructional Center (Dic)
Instructional Center System Wide
Title I Migrant Education Program

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Miami market

Seller’s marketLeans buyer18.3 months of inventoryBuyer’s market

$508K$590K

Miami median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

36 of 400

Miami actives have cut their price

Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 340% above the MIAMI 33145 median. See the full Miami market guide →

Paper trail

This home's history

May 13, 2026Listed at $1,650,000 · 91 days on market since
1957Built · WESTMOOR

Reality check

What actually sold near 2190 SW 14th Ter

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1616 S Bayshore Dr, Miami FL 33133Sold · Jul ’26

$2,850,000

1616 S Bayshore Dr, Miami FL 33133

4 bd · 4 ba · 3,279 sqft · $869/sqft · 193 DOM

2760 Kirk St, Coconut Grove FL 33133Sold · Aug ’25

$2,600,000

2760 Kirk St, Coconut Grove FL 33133

4 bd · 3 ba · 3,334 sqft · $780/sqft · 67 DOM

2841 Emathla St, Miami FL 33133Sold · Jul ’26

$7,250,000

2841 Emathla St, Miami FL 33133

4 bd · 4.5 ba · 3,243 sqft · $2,236/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Julian Rivera

Your agent

Julian Rivera

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2190 SW 14th Ter — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2190 SW 14th Ter — before you fall in love.

See it in person

Schedule a tour

Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2190 SW 14th Ter FAQs

What would the monthly payment be for 2190 SW 14th Ter, Miami FL 33145?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,007/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2190 SW 14th Ter, Miami FL 33145?+

The most recent tax bill on record (2025) was $15,900. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Miami?+

At $1,650,000, this home is listed about 170% above the Miami median of $610,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2190 SW 14th Ter, Miami FL 33145?+

Shenandoah Elementary School (elementary), Shenandoah Middle School (middle), Miami Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of Compass Florida, LLC · Jesse Spencer. MLS #A12018760.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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