CENTURY 21 Edge
$639,0002 bd2.5 ba900 sqft$710 /sqft$4,926 /mo all-in ↓

, DUCK, FL, 33050

Active64 days on marketListed May 16, 2026MLS #A12019262

WaterfrontPrivate poolFully furnishedTownhouseVillage at Hawks Cay

About this home

Experience the pinnacle of coastal luxury in this fully reimagined villa overlooking the tranquil canal in the prestigious Village at Hawks Cay Resort. This exceptional property has been transformed from top to bottom, offering a level of finish and security that sets it apart as a true standout in the community. Every inch of the 900-square-foot, open-concept living space has been meticulously updated, featuring new luxury vinyl plank flooring that flows throughout both levels for a modern & sophisticated aesthetic. The commitment to quality continues with two completely renovated bathrooms boasting contemporary fixtures and high-end finishes. Beyond the interior beauty, this home provides ultimate peace of mind with the addition of high-impact windows and doors, ensuring energy efficiency and effortless protection. The bright and airy layout leads to your own private walled courtyard, a secluded oasis featuring a refreshing spa splash pool perfect for unwinding while taking in the serene water views. This villa represents an investment opportunity with daily rentals permitted, allowing owners to maximize income potential through private management or by joining the official resort program. When enrolled, you and your guests can enjoy world-class amenities including the resort pools, spa, tennis courts, and multiple dining venues just a short stroll away. ** The Townhouse next door is also for sale, 7005 Harbor Village, an opportunity to own side-by-side properties. **

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

900

Sqft

2000

Year built

$710

Per sqft

Private poolWaterfrontCanal viewFurnished

Inside

FlooringVinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Electric Range · Refrigerator · Washer
InteriorFirst Floor Entry
CoolingCeiling Fan(s) · Central Air · Electric
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

ConstructionFrame · Other
ViewCanal
ParkingOpen
ExteriorEast Of Us1 · Open Balcony

Community & fees

HOA fee$575/mo
Taxes (2025)$6,044/yr
PetsRestrictions Or Possible Restrictions

Utilities & systems

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,926 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,448
PMI (est., until 20% equity)$240
Property tax — 2025 actual bill$504
HOA fee — from the listing$575
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $63,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $63,900
Interest rate6.00%
Loan term

Estimated payment

$4,926/mo

Principal & interest$3,448
PMI (est., until 20% equity)$240
Property taxes (actual bill)$504
HOA / condo fee$575
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside DUCK 33050

Map of

DUCK 33050 — neighborhood snapshot

Population

10,586

Median age

48.1

Median income

$83,243

Median home value

$705,600

Avg household

2.44

Households w/ children

995

For the school run

Monroe County School District

HighMarathon School★★★★★
ElementaryStanley Switlik Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The DUCK 33050 market

Paper trail

This home's history

May 16, 2026Listed at $639,000 · 64 days on market since
2000Built · Village at Hawks Cay

Reality check

What actually sold near

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5040 Sunset Village Drive, FL 33050Sold · May ’26

$590,000

5040 Sunset Village Drive, FL 33050 · same community

2 bd · 2 ba · 900 sqft · $656/sqft · 4 DOM

5075 Sunset Village Dr, Duck FL 33050Sold · Jun ’26

$615,000

5075 Sunset Village Dr, Duck FL 33050

2 bd · 2.5 ba · 900 sqft · $683/sqft · 62 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jonathan Santos

Your agent

Jonathan Santos

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for — before you fall in love.

See it in person

Schedule a tour

Live availability from Jonathan's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

FAQs

What would the monthly payment be for ?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,926/mo — principal and interest, the actual property-tax bill, the $575/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at ?+

The association fee works out to $575 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on ?+

The most recent tax bill on record (2025) was $6,044. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at ?+

The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in DUCK 33050?+

At $639,000, this home is priced right at the DUCK 33050 median.

Which schools are assigned to ?+

Marathon School (high), Stanley Switlik Elementary School (elementary) — Monroe County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX All Keys Real Estate · Patricia Robison. MLS #A12019262.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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