
10120 SW 127th Ave, Miami FL 33186, MIAMI, FL, 33186
Active90 days on marketListed May 16, 2026MLS #A12020342
About this home
10120 SW 127th Ave, Miami FL 33186
Centrally located in a highly desirable Miami neighborhood, this ideal 4-bedroom, 2-bathroom, one-story home offers 2,493 sq. ft. of beautifully designed living space on a generous 7,500 sq. ft. lot. The residence features tile flooring throughout, a bright and ample formal living and dining area, and a fully equipped kitchen that opens directly to a spacious family room - perfect for entertaining. Enjoy the privacy of a fully fenced backyard patio and the convenience of a 2-car garage. Situated in an excellent, top-rated school district. This move-in-ready home is an exceptional opportunity.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,007
Sqft
2
Garage
1980
Year built
$379
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,951 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,951/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.9%
$/sqft vs Miami actives
$379 vs $511
Days on market
90 vs 66 typical
Where $379/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Calusa
Get to know Miami. See the full Miami guide →
Calusa — neighborhood snapshot
Population
5,180
Median age
42
Median income
$90,845
Median home value
$462,073
Avg household
3
Households w/ children
599
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
36 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 118% above the MIAMI 33186 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 10120 SW 127th Ave
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$590,000
12373 SW 121st Ter, Miami FL 33186
4 bd · 2.5 ba · 2,003 sqft · $295/sqft · 104 DOM
Sold · Aug ’25$799,000
11713 SW 129th Place, Miami FL 33186
3 bd · 2 ba · 1,980 sqft · $404/sqft · 11 DOM
Sold · Mar ’26$720,000
13031 SW 117th St, Miami FL 33186
4 bd · 3 ba · 2,055 sqft · $350/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 10120 SW 127th Ave — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10120 SW 127th Ave — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10120 SW 127th Ave FAQs
What would the monthly payment be for 10120 SW 127th Ave, Miami FL 33186?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,951/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10120 SW 127th Ave, Miami FL 33186?+
The most recent tax bill on record (2024) was $4,862. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10120 SW 127th Ave, Miami FL 33186?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Miami?+
At $760,000, this home is listed about 25% above the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10120 SW 127th Ave, Miami FL 33186?+
Calusa Elementary School (elementary), Arvida Middle School (middle), Miami Sunset Senior High School (high), Instructional Center System Wide (), Title I Migrant Education Program (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$760,000 runs 118% above the MIAMI 33186 median — but at 2,007 sqft it's also 66% larger than the typical Miami listing.
02None views
The none view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Calusa Elementary School, Arvida Middle School, Miami Sunset Senior High School, Instructional Center System Wide, Title I Migrant Education Program, District Instructional Center (Dic) — Calusa Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of Coldwell Banker Realty · Pablo Alvarez. MLS #A12020342.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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